Each snowflake is different, fingerprints have their own identity, one size does not fit all. Similarly, not all payday loan lenders are alike. Bad experiences happen. Fraudulent companies are out there, so no one can be too careful. Payday loan lenders get pushed into a one size fits all categories, and the bad stuff gets thrust upon some other excellent, trusted lenders. How Can You Tell The Difference Between Payday Loan Lenders? One big difference with short-term payday loan lending is the process by which a “brick and mortar” store would operate business … Continue reading →
Some people say that payday loans turn into a cycle of debt. As it is true in many instances, it does not need to be when a person needs fast cash refrains from making rash decisions. What exactly does that mean? Let’s take a look at where some people go wrong with payday loan lenders. Did you know that there is a competitive market with lenders of payday loans? Not all payday loan lenders have the same interest rates attached to their loans, nor do they request the same qualification standards. Did … Continue reading →
Your bank account information is a vital qualification when applying for a loan with online payday lenders. It is very hard to make corrections to an account when you disclose information from the past to today. Payday Lenders Do No Credit Bureau Check Online payday lenders will request bank information as proof to where funding will go. They will look at payday loan history, and to see the flow of money. An account that shows non-sufficient fund charges will draw some concern. Also, having high negative balances for an extended … Continue reading →
Payday lenders are not the ones who will be looking at your credit score, but every other financial institution will. You need to manage your credit score and know how to maintain it. Whatever you can do, try to increase it, and prevent it from decreasing. Letting your credit score dip just a little could keep you away from the funding you may need. It isn’t only your actions that can hurt your credit. The state of the economy and the financial industry has affected people’s creditworthiness. That’s right, because … Continue reading →
Why would a cash advance lender care about how many other short-term loans an applicant was currently paying for? They don’t care about credit card debt, car payments or a house mortgage and if they did, there would be a credit check. There isn’t one. It is a saving grace to credit challenged customers. Do payday lenders even care if a customer uses other direct lenders? Some do. There was a study done in England to find out whether or not payday companies would approve a loan with several others … Continue reading →
The payday loan industry is laden with negatives. Financiers shout about the high APR costs without mentioning the fact that a borrower would have to keep a loan out for a year to happen. Customers are warned about predatory practices. There is no reminder that there are honest hard working companies helping the credit challenged every day. Bad news is handed to the town crier to shout it all out throughout the land. The good news remains a secret whisper among those who find the service useful. A payday loan … Continue reading →
Have you started thinking about how you will change your finances for the better next year? Lots of resolutions are dissolved about as fast as they start. Straightening out money problems is a good promise to make; especially when tax returns loom on the horizon. Getting a refund check offers lots of hope to those who overspent their holiday budget or have not recovered from on-going debt troubles. Could your financial future be free of online payday loans and maxed out credit cards? Depending on your new approach towards improving … Continue reading →
When there are teenagers in the house, money is often a dominant topic in the house. These young adults are usually either looking for a handout an advance on their allowance. You may respond with one of the quick snippets your own mother used to say or simply give in. Careful how you handle situations like these as well as other money matters as your teenager learns about money via your management. You can respond with a flat out ‘no’, give them the money, or let them know that similar … Continue reading →
How do you prioritize your money? Have you ever thought about why you pay some things before others? Have you ever really thought about where your money goes once it has hit the bank? It is important to think about financial goals, decide which ones are important and understand that the process may not always be smooth. Creating goals and objectives gives finances a purpose, but it doesn’t promise a ‘cake walk’. Many people find fast payday lenders helpful on those occasions when even the best plans run amuck. One … Continue reading →
People who have let their credit scored drop below prime level will have a hard time obtaining money with banks, credit unions and credit card companies. Problems obtaining new credit limits, car loans or a home mortgage are no joking matter. Important financial needs or even smaller emergency expenses are then more difficult to get the necessary help. Alternative money options of a direct payday lender or hard-money lenders are then seen as extremely helpful. In most everyone’s case, these higher interest loans are never a first money option evaluated. A … Continue reading →
*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.
** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.