It is well known that credit bureau scores do not matter to approve you for an online payday loan. The loans are a simple approach to fast money no matter what your credit history is. No credit, low credit, bad credit, or even good credit. It doesn’t matter when it comes to a payday loan. Your credit bureau score is an important factor with bank and credit union loans. How are your credit bureau scores calculated? Payday Loan Online Does Not Use Your Credit Bureau Score Most other financial institutions … Continue reading →
Studies show that people would rather take out online payday loans rather than cut back on expenses. As often as savings accounts are mentioned and suggested, many people would rather live their accustomed lifestyle. What if we change the terminology? Instead of calling a savings account by its original name, let’s try to view it as an “emergency fund.” Payday Loans Online Provide Access to Emergency Cash If emergency access to cash is the attractive part of online payday loans, how much effort would it be to “collect” (trying to avoid the … Continue reading →
Paying the price for a fast money payday loan is something any borrower needs to consider before filling out the application. The concept of paying money to use someone else’s money is not a new one. It is called interest. However, the term is used by the third-party loaning money, there will be a fee attached if this party is a business. Some loans will cost a bit more, while others will be secured with collateral. Using a credit card is still using a business’ money, and their service gets … Continue reading →
There are some days that no matter how hard you try to control spending, unexpected bills come at you. There are some days that these bills present themselves in multiples, and your budgeted account cries out for help. Some people may have a savings account for emergency costs; others may have friends or family to go to. Moreover, there are those with good credit who have banks willing to help them out of a tough spot. By the same token, people are finding their way to a successful cash source … Continue reading →
Today’s society has fallen into the blame game syndrome. It seems that many people are making numerous claims against online cash advance companies to defer the blame to somewhere else. The financial industry is full of lenders and borrowers pointing the finger at someone else. We have foreclosures and bankruptcies galore, and reports of businesses losing revenue promoting store closings. And let’s not forget the everyday people crying out for health insurance and help with debt relief. When it comes to taking responsibility for these issues, each person or company … Continue reading →
A payday loan is a non-traditional short-term credit loan that allows the borrower to get funds quickly. Although payday loan lenders operate in storefront locations, typically a shopping center or “strip-mall”, the majority of these types of lenders are also online. It makes it that much faster. It’s also easier to choose a lender and apply for a cash advance. What You Need for a Payday Loan Application Applying for a payday loan is as simple as filling out a 2 step application and pressing the submit button. Basic information … Continue reading →
Payday loans online can work great if they are used to take care of a small financial crunch. Also, if an unexpected emergency arises, a cash advance may solve the temporary problem. On the other hand, trying to use these short-term loans to take care of existing debt will only sink you further in debt. Once your debt-to-income ratio has been overloaded, it will be extremely difficult to access a large chunk of income to pay off your payday loan in full and on time. Don’t get caught in this … Continue reading →
What not to do with a payday loan? Don’t go shopping for items you don’t even need! That is a great example of what not to do when you get a low-cost payday loan. Even still, people do. If an individual has the income to support the payoff, I guess it is not a horrible idea. Probably most people do not, and that is just a bad financial decision. Do I Take Out a Payday Loan? Today’s economy is in a crisis, yet people continue spending. Many people right now are … Continue reading →
Are people over the age of 55 in debt to online payday loan companies? According to Primetime Retirement, a retirement income specialist, this age group is falling deeper into payday loan debt as inflation takes over their retirement income. Why Do People Turn to the Payday Loan? Living on fixed expenses when the cost of living continues to rise has created large amounts of credit card debt. Once that money option has been maxed, this age bracket of people then have to start turning to online payday loans and cash advances. … Continue reading →
One year installment loan lenders are looking towards payday loans customers for additional business. In many cases, the two types of loans are very similar, but the one-year loan boasts easy payments that even low-income individuals could pay back. How are Payday Loans Similar to One-Year Installment Loans? Both online payday loans and installment loans will help those who do not qualify for other money options that need acceptable credit scores. PAYDAY LOANS Paid in full within two weeks, the due date corresponds with your payday. Lenders debit the money from your bank account, … Continue reading →
*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.
** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.