A direct payday lender will not be reading your credit report, but all your other creditors will. Some people have never even seen their credit report. Knowing how to read this important piece of information will allow you to see what everyone else does. What Does a Payday Lender or Anyone See on a Report? Did you know that you can get a free credit report every 12 months? Different websites will provide an ongoing free credit bureau check. One that I use and will receive emails if something on … Continue reading →
Who borrows from a payday loan lender? Each year, 12 million people take out short-term payday loans. Here are some interesting statistics on this type of lending: 7 out of 10 of those borrowers use the funds for monthly expenses (rent, utilities, etc.) 5 months out of the year, the payday loan borrower is in debt. Average payday loan is $350 80% of payday loans don’t get paid back in two weeks A payday loan’s interest is $15-$25 for every $100 borrowed Interest Adds Up For the Payday Loan Lender These … Continue reading →
Each snowflake is different, fingerprints have their own identity, one size does not fit all. Similarly, not all payday loan lenders are alike. Bad experiences happen. Fraudulent companies are out there, so no one can be too careful. Payday loan lenders get pushed into a one size fits all categories, and the bad stuff gets thrust upon some other excellent, trusted lenders. How Can You Tell The Difference Between Payday Loan Lenders? One big difference with short-term payday loan lending is the process by which a “brick and mortar” store would operate business … Continue reading →
Payday loan lender know that young adults setting off to college for the first time will be getting a crash course in finances. The life lesson includes more than finances, but living without a parent for the first time, knowing how to be motivated to get class work done, and for some young folks, it will be their first time doing laundry. Payday Loan Lenders Desire Financial Education Preparing a teenager to head out into the world on their own is an emotional time for parents, but learning how to budget … Continue reading →
Payday loan lenders might have an increase in business if taxpayers missed the July 15 extension for filing income tax for 2019. The normal deadline of April 15 was extended to July 15 in response to the COVID-19 dilemma. All businesses and individuals are eligible. No worries if taxpayers missed. If additional time is needed, there are forms on the IRS website that gives you an automatic six months. Payday Loan Lenders Help With Income Taxes The struggle for people will be to plan for a larger amount of taxes on … Continue reading →
There is always a never-ending supply of reasons that you should not apply with online direct lenders. There are facts about predatory payday loan lenders who have fraudulent practices. Not to mention they are also suspected of alleged bad practices, high interest, and heartfelt stories of applicants. People’s finances fell apart from the payoff demand from using short-term loans. Direct payday lenders are constantly targeted for taking advantage of financially vulnerable customers. Is targeting these companies done fairly? Do Online Direct Lenders Fall together As Being One-in-the-same? Have you ever … Continue reading →
One of the most significant risks you can run into when you are looking to get a low-cost payday loan online is to rush into the process. While you may need money fast and you see plenty of advertisements from payday loan companies, recognize that you can get funded quickly so you don’t have to rush. Take your time to research and consider many different payday loan provider options before you jump into a cash advance loan contract. The emergency money that you need is not going to go anywhere. It … Continue reading →
The best direct payday loan lenders provide safe unsecured fast cash loans. Don’t confuse unsecured with the loan not being safe. A secured website is a page which has been designed to block out unwarranted users. The protection of customers’ information is extremely important. A secured loan is a whole different story. Direct payday loan lenders provide access to unsecured cash. Once a person discovers that their bank account will support an unexpected cost, they must work quickly to find a solution. For most people, the easiest way to pay for something … Continue reading →
There are many payday loan applicants who would not be in a hurry to use the short-term money service a second time, but they wouldn’t hide from it either. Common budget mistakes are often the culprit behind financial mishaps. Not everybody’s money problems are complicated. Never starting a savings account is often the biggest mistake a short-term loan applicant makes. The online payday loan industry as a whole often carries a negative connotation to it. Direct lenders are described as predatory by association. Applicants are assimilated with poor or no … Continue reading →
Has emotional spending created your need for fast direct payday loan lenders? Maybe it was created by overconfidence in consumerism with plastic cards fueling each purchase. Is a credit balance an addition to your income’s wealth or is it an option when financial times get tough? Do you know why your finances are not on par? Emotional spending is usually created by a problem unrelated to your income. Many people use shopping as a way to make them feel better or give them a sense of control. If household income doesn’t … Continue reading →
There are differing opinions on whether the payday loans online industry should have more government regulation or abolish short-term loans. Even still, some believe more personal responsibility needs to be demanded.
*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.
** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.