Extra expense tracking may help steer your budget demands away from an online cash advance dependency. When you take out more than a few short-term loans each year, you will want to start finding a solution right away. Instead of paying the direct lender finance charges, you will keep that money for yourself. How do you back track? You start with old bank statements and any receipts you still have kicking around your purse, wallet, counters or desk. Highlight all checks, debits or withdrawals that are not associated with regular bill … Continue reading →
It would seem obvious that just about every applicant who applies for a cash advance online has some sort of money trouble. Is it safe to say that all people who need a fast cash advance cannot afford to get one? The answer seems clear as it is supported by endless stories of financial. On the contrary though, the loans are affordable if used correctly. Can you afford not to use a short-term cash advance? When looking at affordability, you have to look beyond the final cost. It is safe … Continue reading →
No matter what your reason was for using a fast cash advance, you now have the debt to pay back. Not only will you pay back the initial loan but the finance charge that comes along with convenient money. At this point, there is no need to make up excuses or try to justify the reason why you did, whatever it was is now in the past. Right now, you only have to deal with the getting it paid as quickly as you can. 1. Make a resolution to yourself … Continue reading →
Credit cards will claim the demise of many household finances with long-term debt to plague family budgets. The cards are easy to use and difficult to manage. Some people give up using the cards in order to maintain a good budget. This action hurts their credit score in return. People need to learn how to use credit cards to their advantage without suffering from money loss or lowered credit scores. If they are so difficult to manage, why are credit cards good to have? 1. Revolving credit differs from installment … Continue reading →
Why would a cash advance lender care about how many other short-term loans an applicant was currently paying for? They don’t care about credit card debt, car payments or a house mortgage and if they did, there would be a credit check. There isn’t one. It is a saving grace to credit challenged customers. Do payday lenders even care if a customer uses other direct lenders? Some do. There was a study done in England to find out whether or not payday companies would approve a loan with several others … Continue reading →
The struggle to find emergency money has helped to evolve the cash advance industry into a booming business. Direct lenders began to stretch their customer base by offering online loans. They didn’t stop there. New terms and conditions to blend a short-term loan with installment loans reached out to even more new customers. The drive to improve service continues. An industry that had once focused on low-income customers now set their sights on helping all credit challenged people. Cash advance companies had help. The surge of credit card use in the … Continue reading →
Not everybody thinks about applying for cash advance help to support their budgeted costs. Even the ones that do may not even follow through on the plan to get one. With so many different scenarios creating a mockery of your budget how successful is your budgeted plan? It’s okay to think about credit cards and short-term loans, but don’t forget to think about the payoffs. How does your mind think? Are credit cards and fast cash advances going to help your financial matters or is it going to create additional … Continue reading →
Now that the holidays are over, it it’s time to take a close look at what kind of trouble your budget is in. How good were you at sticking to your holiday spending plan? The credit card statements will soon be trickling in and if you used a direct online cash advance, the payment day is right around the corner. How will your budget hold up once all the new payment demands are in place? When credit cards statements come, it is important to check the interest rate. Paying the … Continue reading →
If you want to start the year off right, you may want to develop a plan to rid your need of fast cash advance money. When you look through your budget it may seem that you have no room to cut back, but it may not be necessarily true. Some budgets need more help than cutting out restaurant visits or the cable bill. It is important to look carefully at every cost in order to live within your income. One expense that often gets overlooked is insurance. There are ways … Continue reading →
Have you ever thought about making your household finances a game for the whole family to play? With so many board games that utilize money to win the game, children will have the basic concept that winners have the most money in the end. Besides creating a way to keep monthly costs down it promotes family time and builds a financial understanding for money management. Who wants to teach a child that using other people’s money is best? A little practice on self-sufficiency will go a long way and prevent … Continue reading →
Photo Credit: Ubi Desperare Nescio via Compfight cc Looking to cool your house off this summer? Wanting to stay warm in the winter? Temperatures will sky rocket to triple digits or stumble below freezing.
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