Can getting a cash advance be any easier than a three-step process? I doubt it, but if it can, the cash advance industry is working on it! Why only three steps? Well, three is a great number, which gives just enough for a beginning, a middle, and an end. Who doesn’t like a story with a happy ending? A happy ending comes to many with an online cash advance when they receive much needed fast cash. An emergency financial solution is on its way. Step 1 of an online cash … Continue reading →
There are some days that no matter how hard you try to control spending, unexpected bills come at you. There are some days that these bills present themselves in multiples, and your budgeted account cries out for help. Some people may have a savings account for emergency costs; others may have friends or family to go to. Moreover, there are those with good credit who have banks willing to help them out of a tough spot. By the same token, people are finding their way to a successful cash source … Continue reading →
Medical debt is increasing as the population continues to remain uninsured and underinsured. On the same note, the cost of medical procedures, maintenance programs and prescriptions are weighing heavily on many people’s finances. Understand that not paying your medical debt will only get you into a troubling financial situation. Should I take out an online payday loan to pay off my debt? Firstly, there are some options, so you might want to consider these ideas. Moreover, here are some ways that could help you out of debt and on financial … Continue reading →
There is so much talk when it comes to credit scores and how they affect your financial situation. When you have a good score, you are more likely to get that loan you need, but the probability goes down when your credit score is low. Funding from banks has had tighter standards since more people have been defaulting on their loans. High debt to income ratio can also prevent you from receiving approval, even with a high credit score. Raising Your Credit Score Applications for loans are more scrutinized than … Continue reading →
Online Cash Advances are well known for being emergency access for quick cash. Most Americans do not have the money to cover an emergency expense of $1000 or more. In fact, emergency expenses under $1000 will strap most budgets. Living from paycheck to paycheck does not leave much room for other costs. Watch out, spending tomorrow’s money for today can make a mess out of one’s finances for a very long time. It does not take much time to rack up credit card balances, and it takes so long to … Continue reading →
Online Cash Advances do help when you are in need for some fast money. Many good people who go through money struggles end up paying for them for seven years. That is the timeline for bad marks to fall off of your credit history. During this time, it can be a struggle to get an increased credit limit on a credit card without risking a rise in your interest. Adding to your debt to income ratio ( which is one-third of your credit score) will also cause future lending problems. … Continue reading →
Cash advances are fast money in a pinch, but they should not be used for just any reason. Because they need to be paid back within a few weeks, an online cash advance is not an answer to every problem. The need for these types of loans is growing as the economy clamps down on poor credit. Truth About Credit Cards The direct cash advance lenders are getting a bad rap for high interest and promoting a cycle of debt for their customers. What seems to be overlooked is the amount of debt credit … Continue reading →
Are you for or against online cash advances as a financial option when money matters tough? It would be interesting to see a live poll taken. A questionnaire could be sent out asking personal opinions of these short-term loans. It would be taken by a research group that is not backed by a lender or by one of the many opposition groups. We would want the cold, hard facts. In addition, we could create a forum where both sides can talk about their experiences or prior knowledge of what a truly responsible … Continue reading →
A PEW study showed that women are more likely to obtain a cash advance than their men counterparts. PEW is a nonpartisan research center that surveys the public on a variety of issues and topics. First impressions would get a reader to believe that the shopping habits of a woman are what promotes the need for short-term loans. I’m sure that shopping could be one of the leading problem areas for women in many instances. But not all men like football, and not all women like to shop. Why Else Does … Continue reading →
The PEW Charitable Trusts’ continued study on cash advances and payday loans offers much insight into these short-term financial options. PEW Research Center is a nonpartisan group that informs the public on various trends around the world. This particular study examined who applies for the loans. It discusses how these types of loans help and/or hurt customers. The study’s results present important data concerning gender, race, income level, and demographic roles concerning the short-term loan industry. The second part of this study focuses on answering questions about why borrowers choose to use … Continue reading →
*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.
** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.