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About Us

We are a committed dedicated team of professionals providing a payday loan services. We connect applicants to a direct payday lenders. We have a network of hundreds of direct lenders. We’ve been providing quality service for over a decade. We do not except applications from military personal. It is against the law to provide loans to military personal over 36% APR.

We’re here for you in those situations when you need cash urgently. When you’ve run out of answers for finding that fast cash solution, look no further than Spotya!. If you’re trying to get a Cash Advance Online, in most cases Spotya! can find you the payday lender that will meet your short-term financial need. 

A payday loan should only be used when a cash emergency arises. Never use a payday loan until you have exhausted all other options. Interest rates are high and can cause more damage than good. Borrow only what you need.

You can apply right here, right now, for your online cash advance, so you never have to leave the comfort of home. If you apply now your application can be approved in minutes and will deposit into your bank account by the following business day. Your payment will then become due the next business day. 

And don’t worry if your credit rating isn’t quite up to par. We connect credit challenged applicants to our lenders. If your qualifications do not match their lending qualifications, Spotya! will continue the search for a direct lender on your behalf.

So if you’re facing a cash crisis that won’t wait until your next payday then fill out our easy online application form and get all the benefits that come with a payday advance.

  • Simple and secure online application
  • Fast & easy approval
  • Cash deposited to your account by next business day 
  • No hidden application fees or credit checks
  • Payday loan 100% online connection
  • Legendary customer service