Payday loan stories are often in the news. It isn’t surprising to hear of bad debt stories, law suits against predatory companies or state legislatures working to control the reigns of the payday loan industry. Louisiana is currently working within their communities to take fast cash loans off the table altogether. The government feels that it is time to take this alternative money option away from its citizens. People within the state take an average of over 4 loans each year. Considering the fact that there are plenty of people … Continue reading →
The payday loan industry has evolved over time. Lenders have gone from the streets to their own stores and then advanced to online. Things change so fast now; it’s tough to keep up. Who would have believed even 5 years back that a smartphone payday loan application would ever be possible? It is here. Who knows where it will go to next? During these changing times, direct lenders have evolved not only to keep up with technology, but to also keep up with their customer’s needs. What kind of payday … Continue reading →
Struggling to pay off your payday loan lender? Are you making excuses as to why you cannot pay? You can say “I can’t” all day but it won’t change the end results. You need to pay back your loan to keep more trouble out of your finances. It is important to accept the debt, be realistic as to how you will afford it and make the necessary changes to get it paid off. Remind yourself that you are not the only person who has ever struggled paying back a payday … Continue reading →
Being able to apply for an online payday loan advance and pay it back properly are two different stepping stones. Not everyone gets approved for the fast cash loans. With that said, it is also true that not everyone who gets a loan can actually pay it back on time. The added cost to loan extensions is often cost effective in comparison to what not borrowing would accomplish. Most of the time, this cost only increases financial problems. It is very important that you ask yourself some important questions before you apply. … Continue reading →
The payday loan industry is laden with negatives. Financiers shout about the high APR costs without mentioning the fact that a borrower would have to keep a loan out for a year to happen. Customers are warned about predatory practices. There is no reminder that there are honest hard working companies helping the credit challenged every day. Bad news is handed to the town crier to shout it all out throughout the land. The good news remains a secret whisper among those who find the service useful. A payday loan … Continue reading →
On time payments are a driving force behind many payday loan applications. When money management has slipped and late payments are recorded onto credit history, credit scores drop. Low scores will eventually turn into credit worthiness problems. Once your score drops below the prime level you will find money options have shrunk. Alternative money, like a fast payday loan, is available to those who qualify but the payoff may create future troubles if not handled correctly. Money management is an important skill to acquire before troubles begin. It is important … Continue reading →
If you are looking at applying for direct payday loans online because you no longer have the credit score to support credit cards or bank loans, welcome to the alternative money club. It isn’t a regal club; what it is though is a bit of our nation’s reality. Living with too much debt is turning heads towards alternative money options. Payday loan help is often one of the first choices individuals go for quick cash. The terms and conditions do not always matter when desperation drives their application. The alternative money … Continue reading →
Good people represent lenders that want to offer you more than just money. Getting payday loan help before, during and after a short-term loan transaction is important. If you want to become reliant on fast cash advances, you do not need to read any further. If you would like to try to not only recover from this money emergency or maybe prevent your need for a future one, it would help you to continue on. Payday loan companies offer payday loan help to more than the paying customer. Have you … Continue reading →
Filling out payday loan applications is often seen as a last ditch effort to right financial wrongs. Some people view the fast cash advance opportunities as getting caught up in predatory lending schemes, but these folks tend to be the ones who have needed a last ditch attempt for emergency cash. When living in a home with a decent income or tow to support cost of living expenses, it’s tough to wrap your head around the notion that there are people out there who cannot even afford a bank account, never … Continue reading →
There are quite a few warning signs that a potential payday loan customer could watch out for in order to help prevent any further fast cash applications. Just because fast money is a quick and easy answer to financial troubles, it doesn’t make it the best answer. Oftentimes, if the warning signs are caught in action, the need to apply for a fast cash advance will no longer occur. At least not this time! * If your current debt is more than 20% of your paycheck then you know trouble … Continue reading →
Photo Credit: Ubi Desperare Nescio via Compfight cc Looking to cool your house off this summer? Wanting to stay warm in the winter? Temperatures will sky rocket to triple digits or stumble below freezing.
*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.
** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.