*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. Spotya! is a lead generator only. This Web Site will submit the information you provide to Payday Loan Pros, a direct lending company owned and operated by the Big Lagoon Rancheria Tribe located in Arcata, CA. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash advance loan from Payday Loan Pros. If funding is denied by Payday Loan Pros, Spotya! will continue to help you try to find a different direct lender. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.
** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.