Clarity For Consumers recently published four payday loan findings, a group that works to bring clarity to credit reports and individuals. The larger the knowledge base an individual has, the more informed functional decisions will be made when financial problems occur. To remove blind spots and have open eyes is needed to create financial wisdom. A borrower may believe that a low-cost payday loan is necessary. With this in mind, is the credit card or payday loan pushing you ahead or getting you behind in your finances? First Finding: Low-Cost … Continue reading →
If you have already taken out an online payday loan within the last six months and are looking to apply for another, you may want to take a closer look at your budget. As much as these short-term loans can help in a fast cash situation, they are not for everyday use. While that may be true, emergencies warrant the usage when we have no other financial options. Make sure you define ’emergency’ well. Your car breaks down, and you need to get it fixed. In like manner, you find yourself … Continue reading →
Rules about money can get confusing whether you are looking at a home mortgage, car loan, credit card debt, or paying off your payday loan. Too many variables enter the budget, and with no plan intact, those who live paycheck to paycheck can get into trouble quickly. Many people do turn to a payday loan and cash advance when financial emergencies arise. Hard Decisions About Getting A Payday Loan Planning your money can be troublesome. One financial adviser may say to carry little to no long-term debt while another may … Continue reading →
Payday loans are not an answer for everyone’s financial troubles. Some people use them wisely and get the cash boost needed to prevent a multitude of problems and fees. Others create more financial problems themselves with this financial option. As these small loans do help out with any emergency costs, they are not appropriate solutions for others. When To Say NO To Payday Loans Say NO to online payday loans if: You do not have a regular income, which will support the payoff or payments towards your balance each due date. … Continue reading →
Payday loan online lenders and payday “brick and mortar” locations boast through their advertisements that payday loans are easy no credit check loans. Yes, there are no credit bureau checks and the loan application is simple to do. Also, there are low-income borrowers. No, the responsible lender cannot approve everyone. There are specific qualifications set up in the approval process that are based on each company’s lending practices. Some people might be denied by one company only to be approved by another. Denial Reasons For Payday Loan Online You are not … Continue reading →
Why do people use payday loans? When an individual is out of cash, it is an easy way to get some money fast. The payday loan industry has taken a lot of grief over taking advantage of people in need of fast money. Most states have regulated short-term payday loans or banned them altogether. What would people do if there were no longer direct payday loan lenders? Budget When There Are No Payday Loans Without having direct online payday lender access, people would take a closer look at their budget. … Continue reading →
Summertime spending has increased the volume for inquiries with low cost online payday loans inquiries. We are getting ready for our planned vacation, and some are over. It leaves the bank accounts a little sore from all of the action. Time off is great, but finding a way to solve the financial aftermath takes some thought. Most people plan for vacations throughout the year. Amazing weekend getaways or splurging on an extra adventure can leave a budget needing some help. So, where do you go for help when your expenses had … Continue reading →
Credit challenged people turn to a fast payroll advance during a financial crunch. Because their credit score does not support new credit lines or traditional bank loans, the short-term loan lenders have seen an influx of credit-challenged borrowers applying online. The fast and easy online loan application process helps those who would rather not have to be seen going into a storefront location. Even with the mass numbers of people struggling with debt, many people would rather keep their financial problems a secret. Don’t Be Shy With A Payroll Advance Just a … Continue reading →
Payday loans are often in the news. It isn’t surprising to hear of bad debt stories, lawsuits against predatory companies, or state legislatures working to control the reigns of the payday loan industry. Louisiana is currently working within their communities to take fast cash loans off the table altogether. The Government Is Looking Into Louisiana Payday Loans The Government feels that it is time to take this alternative money option away from its citizens. People within the state take an average of over four loans each year. Considering the fact … Continue reading →
As the online payday loan business grows, borrowers are finding more and more money options to access quick cash. Pawnshops and car title loans have joined the online business as well. It doesn’t take much to find a company wanting to help. When working with responsible lenders of any kind, there will be specific qualifications which must be met in order to approve a loan application. Pawn brokers and title lenders will base their approval and loan amount on the value of the property, a payroll advance lender will look … Continue reading →
*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.
** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.