Payday loan stories are often in the news. It isn’t surprising to hear of bad debt stories, law suits against predatory companies or state legislatures working to control the reigns of the payday loan industry. Louisiana is currently working within their communities to take fast cash loans off the table altogether. The government feels that it is time to take this alternative money option away from its citizens. People within the state take an average of over 4 loans each year. Considering the fact that there are plenty of people … Continue reading →
As the online payday loan business grows, borrowers are finding more and more money options to access quick cash. Pawnshops and car title loans have joined the online business as well. It doesn’t take much to find a company wanting to help. When working with responsible lenders of any kind, there will be specific qualifications which must be met in order to approve a loan application. Pawn brokers and title lenders will base their approval and loan amount on the value of the property, a payroll advance lender will look … Continue reading →
On time payments are a driving force behind many payday loan applications. When money management has slipped and late payments are recorded onto credit history, credit scores drop. Low scores will eventually turn into credit worthiness problems. Once your score drops below the prime level you will find money options have shrunk. Alternative money, like a fast payday loan, is available to those who qualify but the payoff may create future troubles if not handled correctly. Money management is an important skill to acquire before troubles begin. It is important … Continue reading →
When reading articles about personal finance, you will find lots of information about budgets and savings accounts. Budgeting is the mastermind plan behind turning your take home income into a way of life. When the budget is supported by a personal emergency savings account, credit cards and online payday loan applications are not an issue. Credit cards are one of those things that you truly cannot do without. You may be able to afford everything you may possibly need and want with cash alone but without the use of credit cards … Continue reading →
If you or someone you know is currently dealing with a financial emergency, then is important to remember that you can access a fast online payday loan. Options are available to those who need money fast to pay for a devastating cash emergency. Many people do not realize how fast and easy it is to qualify for a online payday loan. This is an excellent choice for those who are desperate for money now to help them take care of unexpected expenses. Now is not the time to be embarrassed … Continue reading →
There is always going to be a certain risk when you are looking to get a loan, meaning that there is going to be some risk involved in getting a fast online payday loan. Loans are always going to have some strings attached, and a lot of small print that needs to be read. With that said, there are various degrees as to which a loan is going to be risky. While you may never be able to limit the entire risk when it comes to a loan, there are … Continue reading →
Credit challenged people turn to a fast payroll advance during a financial crunch. Because their credit score does not support new credit lines or traditional bank loans, the short-term loan lenders have seen an influx of credit challenged borrowers applying online. The fast and easy loan application process helps those who would rather not have to be seen going into a storefront location. Even with the mass numbers of people struggling with debt, many people would rather keep their financial problems a secret. It takes a lot of time and effort to … Continue reading →
The obvious question before examining how to shop for a direct payday loan is whether a direct payday loan is right for you. The answer to that question depends on a number of variables. How much money do you need? How soon do you need it? How long do you need it for? What can you afford to pay in payments? How soon can you pay it back? Understanding the purpose of a direct payday loan is important because just as in other types a credit, payday loans and cash advances … Continue reading →
Many financial struggles can be solved with a fast direct payday loan application. The convenient money method has saved numerous budgets from turning sour when a paycheck is out of reach yet just around the corner. These quick short-term loans are a super-fast way to stop any financial crunch from turning into a financial disaster. For the most part, the majority of online direct payday loan users have poor or no credit. The seven year blemish on credit histories takes their toll, especially when there are multiple marks. The struggle to recover from bad financial times or … Continue reading →
The average consumer uses between 4-8 credit cards while the average fast payroll advance customer will use 5-8 short-term loans each year. These small loans add up fast if not paid off on time, but their overuse will eat away at a person’s income. A single person averages$15,000 stemming from credit card debt with affordable minimum payments yet keeping the majority of the balance for long periods of time. Both debts are burdensome to people who live paycheck to paycheck. Once credit dips into the sub-prime credit category, a person will … Continue reading →
Photo Credit: Ubi Desperare Nescio via Compfight cc Looking to cool your house off this summer? Wanting to stay warm in the winter? Temperatures will sky rocket to triple digits or stumble below freezing.
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