Before the beginning of the payroll loan industry, a pawnshop was the usual way to obtain a cash advance. Because some people find dealing with pawn brokers cumbersome and embarrassing, they fail to receive the financial help they needed. Pawnshops offer their customers secured loans, meaning the collateral of your loan is by something of value. You bring in something you own and if the pawnshop is interested, they’ll offer to make you a loan. It usually costs a small percentage that’s usually 10% to 40% of the items resale value. … Continue reading →
A late payment is better than nothing when it comes to paying off a direct payroll loan. Many people use direct loan lenders for fast cash because their credit is not in the best shape, and they can’t acquire any kind of loan or money elsewhere. Late payments do an incredible amount of damage to a person’s credit history. Just because a payroll loan lender does not use your credit history to evaluate your loan application, don’t think that not paying the company back has no repercussions. Extra Cash With A … Continue reading →
Have you bailed a family member out of financial problems again? When do you decide that enough is enough? The reasons behind the debt troubles would probably be the deciding factor for most people. If your generosity is enabling bad money behavior, it would make lots of sense to back away as their money solution. If you are helping someone who lost their job or needs more medical attention than they can afford, you are an angel in their lives. Bad money behavior does not make a person bad, but … Continue reading →
Is obtaining a fast payroll loan the advantage you have over your budget or is it taking advantage of you? There would many who would argue that the short-term loans are taking advantage of borrowers all over the world. If you leave the argument to those in favor of fast cash opportunities, they would leave the increased short-term loan business to speak for it. Payroll loan lending is a big business despite controversy. Each year, the online payroll loan advance business continues to increase. The high demand for quick cash … Continue reading →
A payroll loan online is perfect for those who need a little extra cash and they don’t want to worry about borrowing money from friends and family members. After all, it can be a little embarrassing having to admit that you don’t have enough money to pay your bills. However, when you apply for an online payday loan, you are never going to have to meet your lender face to face. This means that there isn’t anything to be embarrassed about should you bump into them in public. This is … Continue reading →
There is a process to making sure that you end up getting the right fast payroll loan for your exact needs. Like anything else in life, the more that you are able to slow down and take something step by step, the better chance that you are going to end up with the right option. Getting a direct payday loan is no different. The thing is, there are a lot of options out there when it comes to finding fast payday loan companies. You are going to see them on … Continue reading →
People who are credit challenged may find themselves looking at a fast cash payroll loan when searching for financial help. Their search may not have been their initial direction. After receiving multiple rejections, the course led them to an application page online. Not only are the short-term loans convenient, open to those with current credit challenges and provide fast cash but they can also be safe and cost effective. Appealing! Payroll loan lenders often receive applications from applicants experiencing credit challenges. If your financial troubles led you on a straight and narrow … Continue reading →
A payroll loan application may seem like your only hope when your student loan payments begin, but there is more you can do to help with making ends meet. The six month grace period after graduation goes by quickly while you work at securing a new job and a low cost place to live. Unless you have used credit cards positively in the past, you may be looking at building a credit history as well. If you need help with cash, your options are limited having little or no credit … Continue reading →
There are many misconceptions about the practicality of payroll loans. Many lenders see payroll loan companies as opportunistic businesses that exploit poor or underprivileged people. Yet, many of the Nation’s most prominent banks and finance companies own or operate payroll loan businesses themselves. A recent published report prepared by Personal Money Market states that contrary to the popular perception that payroll loan borrowers tend to be from very low income brackets, research shows that the average payroll loan customer earns more than $47,000 per year. This is well above the Nation’s poverty … Continue reading →
People looking for a fast payroll loan may be confused with pension advances, the latest in what some people are labeling as payday loan look-alike. These new loans are also referred to pension sales or pension buyouts and the elderly population are falling for the option to access money from their retirement fund. These loans have nothing to do with the payday loan industry yet their terms and conditions may put them in the same high priced short-term loan bracket. The high rate fees put investors at risk of losing a tremendous … Continue reading →
You may think that direct payday loan companies are your destiny when your household has gone from two paychecks to one, but there are ways to limit or even omit the need to fall upon new debt to make ends meet.
With creditworthiness playing such an essential role in personal finances, it would be nice to follow a simple set of rules. Personal finances are too individualized to have one-size fits all rule approach.
*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.
** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.