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Payroll Loan Borrowing: Misconceptions About Borrowing This Way

There are many misconceptions about the practicality of payroll loans. Many lenders see payroll loan companies as opportunistic businesses that exploit poor or underprivileged people.  Yet, many of the Nation’s most prominent banks and finance companies own or operate payroll loan businesses themselves. A recent published report prepared by Personal Money Market states that contrary to the popular perception that payroll loan borrowers tend to be from very low income brackets, research shows that the average payroll loan customer earns more than $47,000 per year. This is well above the Nation’s poverty … Continue reading

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