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Tag Archives: Payday Loan

Payroll loans support emergency bills

Payroll Loans Help With Emergencies But Don’t Support Monthly Costs

Posted on August 8, 2013 by Kristy Lamar

In order to get to the point of needing to use payroll loans to make money matters work, there most often are underlying financial problems that were previously ignored. Unfortunately, not everyone sees the signs heading into alternative money directions. If recognized, even noticing the slightest sign could turn a budget away from needing third party money help. Not all people fall towards the direct lender for money help when their income does not cover additional costs. Most people would use credit cards to help keep their budget balanced; at … Continue reading →

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Payday Loan Lending: Internet Passing Up Brick-N-Mortar

Posted on July 29, 2013 by Kristy Lamar

In the past the only way to obtain a payday loan was to visit a local payday loan store to arrange it.  Even today, most urban and suburban communities are proliferated with check cashing, title loan and payday loan providers. And, while increasing competition may have made payday loans more attractive, many borrowers still find that having to personally visit an online payday loan company to begin the application process time consuming, inconvenient and sometimes embarrassing. The internet is an additional source to find payday loan lenders Meeting the increasing … Continue reading →

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Direct Payday Loan Lenders: Can Non-Direct Lenders Compete?

Posted on July 24, 2013 by Kristy Lamar

Direct payday loan lenders seem to be popping up everywhere. Whether you intend to visit a payday loan store in person or plan on applying over the internet, understanding the rates, terms and policies of the company you’re considering is paramount.  There can be substantial difference in the way payroll loan companies perform. Not the least of which is determining whether they’re a direct payroll loan company or an indirect one. Making your solutions simpler with a direct payday loan lender Direct payday loan companies are regulated by state law. While … Continue reading →

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Payday Loan Relief: Is It The Best Answer For Your Finances?

Posted on July 23, 2013 by Kristy Lamar

If you had a set of rules to follow when contemplating applying for a payday loan or a new line of credit, would you follow them? What if the rules kept you from obtaining the much needed money? How dedicated could you be to adhering to your own set of financial rules? Think about the following items when your next money emergency is crying out for relief. Do you need a payday loan or a new line of credit? Did you stick to your budget? Why do you have this money emergency? … Continue reading →

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Low Cost Payday Loans: What Is Your Opinion?

Posted on June 21, 2013 by Kristy Lamar

When it comes to low cost payday loans applications, whose advice should you follow? With all of the negative publicity out there, you are bound to find many who object to using this avenue for fast cash. Everyone has their right to an opinion, and for those who may support the short-term loan industry, they too have their own reasons. When it comes to your own financial situation it may be best to hear all sides of the coin before applying. What are the disadvantages of low cost payday loans? … Continue reading →

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Direct Payday Loan Companies and Creditors Fall Victim As Well

Posted on June 13, 2013 by Kristy Lamar

Whether you debt is from a direct payday loan company or a credit card provider, the rules for collections once the debt has been sold off to a collector is the same. Debt collectors have their own set of rules which govern their practices. The Fair Debt Collections Practices Act has set specific guidelines as to what are appropriate collection behaviors and those defined as unacceptable and against the law. Just because an individual has debt in default, they do not to deserve to be treated unlawfully. What happens to … Continue reading →

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Payroll Loans Do Not Offer Pension Advances: Wrong Connection

Posted on May 29, 2013 by Kristy Lamar

People looking for a fast payroll loan may be confused with pension advances, the latest in what some people are labeling as payday loan look-alike. These new loans are also referred to pension sales or pension buyouts and the elderly population are falling for the option to access money from their retirement fund. These loans have nothing to do with the payday loan industry yet their terms and conditions may put them in the same high priced short-term loan bracket. The high rate fees put investors at risk of losing a tremendous … Continue reading →

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Payday Loan Companies Support Credit Utilization Rates

Posted on May 28, 2013 by Kristy Lamar

Payday loan companies online or storefront have yet to see a decline in application activity. A PEW study showed that there are more and more people choosing to use these direct lenders as an alternative to cutting back on their own cost of living or spending habits. Some folks would say that it is a poor choice in personal money management; others would say it’s a free country. The rise in the cost of living has not shown signs of slowing down, those with jobs are very lucky and the security of … Continue reading →

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Online Payday Lenders Know Bad Things Happen To Good People

Posted on May 3, 2013 by Kristy Lamar

What makes direct online payday lenders a good source of fast money?  It may have something to do with the simple application process and the no credit bureau check loan approval process. A short-term loan money lender has no direct contact with the credit bureaus so past mistakes with other creditors will not hurt your approval chances. What matters most, is how you are handling your income now. Online payday lenders do not judge applications based on credit score. When a best online payday loan lender receives an application, the approval process will take … Continue reading →

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Direct Payday Loans Fit Into A Prioritized Budget

Posted on May 3, 2013 by Kristy Lamar

A direct payday loan is fast cash when the budget waits on the next paycheck. Knowing what to do when money troubles arise is one aspect to best money management. A key ingredient to having a well-run budget is knowing how to prioritize income. Direct payday loans are quick cash opportunities when an account balance dips too low. Juggling on-time payments around pay periods can get tricky when additional costs find their way into the budget. Many people use the services of online direct payday loan lenders in order to bridge the gap … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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