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Tag Archives: payday lenders

Payday Loans Help Purchase Gas in California

Posted on November 29, 2012 by Kristy Lamar

Need an online  payday loan to purchase gas? You may if you live in California. The prices have jumped up an average of close to one dollar per gallon in less than two weeks leaving many in the workforce struggling just to get to work. Refinery and pipeline problems have put a squeeze on the fuel supply which created record high prices at the pump. Areas which are highly affected by unemployment are being hit with the highest prices. How can I get a payday loan when I have no … Continue reading →

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10 Things to Know When Payday Loan Lender Debt Goes to Collections

Posted on November 8, 2012 by Kristy Lamar

Payday loan lenders online are not going to interfere with your credit report. No hard inquiries,  the loan not reported as debt while it in term, no late payment negatives will be added to your credit history to lower your score. Payday loan lenders offer no credit bureau check loans, as long as you keep making payments on the loan. Once the account has been sold off to collections, your debt will be reported to the credit bureaus. If you want to keep your credit score from being affected by a transaction with a payday loan lender, you can a) … Continue reading →

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Payday Loan Lender Default Carries Less Fallout Than From A Friend

Posted on November 5, 2012 by Kristy Lamar

Payday loan lenders are not your best friends. They are businesses which offer high interest loans to those with bad or thin credit. The transaction is fast and borrowers will have quick money, but they also have short term limits to pay it back. You will be expected to pay off the loan plus fees within a few short weeks. There is a difference in borrowing from a business than from a friend. Both offer fast opportunities to quick cash and can also bring pricey consequences. Defaulting on payday loan lenders can seriously … Continue reading →

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Don’t Let A Direct Payday Lender Become A Fashion Statement

Posted on October 19, 2012 by Kristy Lamar

An inaugural event in downtown Riverside called “Fashion’s Night Out” was a bigger hit this year than last year. Sponsors are very pleased with the turnout. The turnout for loans with a direct payday lender may have become bigger than before.   The festivities of this event drew 4,500 visitors. This event is launched to stimulate business and shopping for the downtown area. This Riverside Downtown Business Partnership is the oldest state funded partnerships thorugh a fee called a business levy. This levy is imposed on 900 merchants. It’s the … Continue reading →

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Regulated Payday Loan Lenders Work Best Overall

Posted on October 10, 2012 by Kristy Lamar

Continued reports against payday loan lenders come out in the news each day. Some lenders are being prosecuted for predatory lending practices while others are fraudulent companies taking advantage of vulnerable people. There are state governments which work towards having tighter control of the payday loan lender practices. There are many states which already have caps on loan amounts and interest rates. This is all done to protect the residents of these states to help prevent further debt problems. A big problem is that the state regulations do not regulate every lender. There are numerous payday loan lenders from … Continue reading →

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A Payday Loan Lender Focusing on the Unemployed is NOT Best Practices

Posted on October 8, 2012 by Kristy Lamar

I read another of those crazy online payday loan lender articles today. This one had a great title to capture the most desperate and vulnerable of people. Within this title was the message “Payday Loans for the Unemployed”. My hands slapped my forehead, my elbows hit the desk and I sighed a big sigh. What are people trying to do to each other? Granted, the online payday loan lender world has had a rough time earning respect when it comes to the financial industry; but it takes businesses like this one publishing bad articles … Continue reading →

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15 Suggestions to Keep Payday Loan Lenders from Filling Your Gas Tank

Posted on October 5, 2012 by Kristy Lamar

Visiting online payday loan lender sites or storefronts for access to quick cash to help cover the rise in fuel prices is not an untold story. Filling the gas tank is one of those things that for most of us cannot be avoided, but the rise in fuel costs is overflowing finances with debt once more. Just like with any part of the budget, working at cutting back is a good strategy to saving some of your hard earned cash. Try to avoid the payday loan lender when fueling. Here are some ways in which … Continue reading →

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Payday Loan Lenders Are Not A Credit Score Factor

Posted on October 1, 2012 by Kristy Lamar

Online payday loan lenders do not look at your credit score, but they are one of a very few who do not. Keeping your score high is a struggle for many. When you understand what makes a good score it will be easier to make it all work. Some people think that you have to have high income in order to have good credit. How much you make is not a factor in your credit score at all. There is a comparison of income to debt included with some creditors’ view towards new debt applications. Payday … Continue reading →

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Banks Offer Payday Loans to Keep in Competitive Money Market

Posted on October 1, 2012 by Kristy Lamar

Is your bank offering payday loans? Do you get a free checking account or have online banking options? Banks have become very competitive for customers and there is no need to settle for services which do not satisfy your banking needs. Both banks and credit unions are urging new customers to use their services and now you have the means to be picky. You no longer need to be frustrated with the fees being charged for use of the accounts or for making certain banking errors. If your bank does not offer free services to help you maintain … Continue reading →

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Payday Loan Lenders Must Follow Fair Debt Practices Even With Death

Posted on September 21, 2012 by Kristy Lamar

Would direct payday loan lenders contact a widow to collect on debt the deceased spouse accrued with a payday loan? It is definitely a possibility. There are many creditors who send collectors after widows in their time of mourning. It is a very predatory approach to debt collecting which keeps the payday loan lender in a crowd of many. Just like you might find payday loan lenders who will forgive a debt when the customer dies, you will find others who play by the rules of Fair Debt Collection Practices. Payday loan lenders as with all creditors should keep … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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