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Tag Archives: online payday lenders

Payday Loan Lenders Support Bills Before Payday

Payday loan lenders will work with customers who have a poor or no credit at all. Small short-term payday loans are helpful to make payments when their paycheck is still too far away. But what happens when a person who is just starting out wants to take their no credit or already bad credit status into a new playing field? In order to have a credit score, you will need to have some debt. Your credit report is a figure which ranks an individual on how well money is managed. A person who chooses to … Continue reading

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Payday Loan Lender Scrutiny Trickling Over To Check Cashing Companies

Online payday loan lenders are notorious for wanting a working bank account from their customers. With no credit bureau check, this bank account is the only way a lender will know that a customer has some sort of payment and income history. Even brick and mortar payday loan lenders will expect a signed check as collateral for a loan. Bank accounts are a very important tool used in today’s financial world. What happens when a potential customer does not have a bank account? For starters, their money options have been … Continue reading

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Reporting A Payday Loan Lender And Other Businesses

Where do you go when you have a problem with a payday loan lender? If you believe that your payday loan lender is not using best practices, attaching undisclosed fees, or abusing your rights as they try to collect on the loan, you will want to report the company. Give a call to the District Attorneys’ office and explain your situation. If there is enough information to press charges, this office will be the office to do so. It is not just payday loan lenders being reported. If you feel that your rights … Continue reading

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Are Banks Becoming Predatory Payday Loan Lenders?

There is always something being reported about some predatory payday loan lenders and now banks are being included. Those high interest rates attached to these short-term loans are expected from the payday loan lender, but what about 400% APR from a bank? Many people who qualify will turn to a bank for a car, home or personal loan. Those who have not been able to qualify for a typical loan are not heading to the banks for their version of a payday loan. These banks who are now payday loan lenders are not … Continue reading

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A Payday Loan Lender Watching The Political Race

Spotya! Online Payday Loan Lenders is back watching the news. Why would a payday loan company be interested in politics? When it is about this country’s debt or the situations behind financial institutions, it becomes an important topic of interest for a payday loan lender to blog about. Without taking sides of which party says or does what, but more like a look inside at how things are run to give you a glimpse and you can feel free to choose your own side. If you are in debt or live paycheck to … Continue reading

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Payday Loan Payoffs Are One Aspect To Achieve Financial Gold

Struggling to pay back your online payday loan lender? If yes, you are one of many were not able to pay the short-term loan back on time. If no, then you were able to experience the low cost payday loan solution work for your finances. Having been watching the Olympics the last week or so, I got to thinking about all the training and focus which went into a routine, fast laps in a pool or around a track. Years of efforts piled into seconds or minutes. The goal of winning gold is on everyone’s mind, … Continue reading

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Responsible Payday Loan Lender And Chase Bank Leading The Pack

It is not only payday loan lenders who are changing fee policies. many lenders change their rates as regulations change but there are some who are changing their fees to enhance their best practices with borrowers.  JPMorgan Chase bank has also changed their overdraft fee policy. On July 22, 2012, Chase bank implemented a new rule for their overdraft fee program. In the past, if your bank account was already under zero, and you stopped for a coffee, your account would be charged an overdraft fee. From now on, when … Continue reading

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UK Payday Loan Lenders Are Cleaning Up Their Acts

Payday loan lenders in the UK are working on a new code of practices for their industry and will soon unveil the details. There is effort being made into limiting the amount of consecutive payday loans in which a borrower can take out. This new regulation is set to protect those customers who cannot afford to repay a loan from taking out another. Many borrowers get caught up in a cycle of taking out new loans to repay old ones. The fees add up and the customers fall into a cycle of debt trying … Continue reading

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Arkansas Versus Payday Loan Collectors, Lenders and Borrowers

Arkansas’ Attorney General is cracking down on payday loan companies in pursuit of protecting the residents from unlawful debt practices and collections.  A consumer protection lawsuit has been opened against a Kansas-based debt collection agency for unlawful collections practices against Arkansas residents. This lawsuit is pursuing a Kansas company for their debt collection practices for debts from online payday loans gone bad. Arkansas has some strict regulations when it comes to the relationship between payday loan operations and collections practices. The state of Arkansas has managed to shut down storefront payday lenders and continues … Continue reading

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Care For Your Money With An Online Payday Loan

There is no doubt we all work hard for our money.  With an online payday loan, caring for your money can be a little easier.

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