How can you structure your personal finances in order to prevent any more debt build up? We live in the land of consumer freedom. We have everything at our fingertips and plenty of ways to make it happen; buy online, home-delivered goods, extended payment plans, immediate credit opportunities and fast cash loans. Each day brings new spending opportunities on top of what we had the day before. We live in a never ending spending opportunity world. Most of us got lost and forgot what it is like to go without. … Continue reading →
Have you ever heard of the saying, “spend a nickel, save a dime?” In a budgeting world the focus is always to cut back and cut out extra expenses. How does this saying fit into a budget? Dave Ramsey is always full of good money saving ideas to get people’s finances back on track. Not only is it his mission to help others, but he is passionate about finding tools to help them achieve success. It is not an unknown fact that food costs are one of the biggest budget … Continue reading →
When your wallet is tight, it is time to scale back the budget. Fixed expenses are not the easiest to pare back on unless you downsize your home. Discretionary spending is the perfect place to start. There is a lot of wiggle room with money spent on costs above and beyond what you need to survive. With one significant change, a wallet will loosen up to a more comfortable spot. If several changes are made money worries will remain in the past. Where can you make cutbacks to support a … Continue reading →
Student loan debt is technically considered good debt. It bought you an opportunity for a better paying job. The six month grace period ends fast and payment is due. How do you handle your student loan debt? Most graduates will not have landed a job in their field by then if they have any job at all. Loans are oftentimes placed into deferment or forbearance until everything falls into place. How long should you put debt on hold? Put debt on hold the least amount of time necessary so you … Continue reading →
Photo Credit: Ubi Desperare Nescio via Compfight cc Looking to cool your house off this summer? Wanting to stay warm in the winter? Temperatures will sky rocket to triple digits or stumble below freezing.
*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.
** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.