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Tag Archives: direct payday loan

Direct Payday Loan Companies and Creditors Fall Victim As Well

Posted on June 13, 2013 by Kristy Lamar

Whether you debt is from a direct payday loan company or a credit card provider, the rules for collections once the debt has been sold off to a collector is the same. Debt collectors have their own set of rules which govern their practices. The Fair Debt Collections Practices Act has set specific guidelines as to what are appropriate collection behaviors and those defined as unacceptable and against the law. Just because an individual has debt in default, they do not to deserve to be treated unlawfully. What happens to … Continue reading →

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Direct Payday Loan: Helps To Keep The Fine Tune Budget Running

Posted on May 29, 2013 by Kristy Lamar

Applying for a direct payday loan is simple when using an online direct lender.  The applications request basic information so within 10 minutes or so, the first step to obtaining fast cash is complete. When you apply during business hours, the direct lender will process the data received. Your approval status will be determined within the next hour. Access to fast cash is a stress reliever for those who are looking down at unexpected payments. These short-term loans are often used more frequently than truly needed. The emergency cash of a direct payday loan online has … Continue reading →

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Direct Payday Loan: Lenders Will View Current Money Management Skills

Posted on May 29, 2013 by Kristy Lamar

What would drive you to apply for a  direct payday loan? Would it be that your credit score is horrible? Are all your credit cards filled and there is no money in the bank? Before you move forth and obtain anymore money other than your paycheck, you may want to evaluate where your finances stand and find the root to the problem. Is it poor money management? Direct payday loan lenders offer fast cash solutions. Fast cash is not so easy to come by when poor money management has destroyed credit opportunities. Thanks to online direct payday lenders there are many people … Continue reading →

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Direct Payday Loan Quick Payoffs Are Good Incentives To Budget Well

Posted on May 29, 2013 by Kristy Lamar

Do you find yourself using a direct payday loan multiple times a year? Are your credit cards maxed out as well? Heavy reliance on any type of third party money in order to keep up with cost of living expenses gets expensive. Direct payday loans typically carry high interest if left unpaid. If you are going to use an online direct payday loan, you will want to pay it off as soon as possible to keep extra costs from piling up. The high interest will begin immediately following your original due date. The more you pay towards … Continue reading →

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Direct Payday Loan In Exchange For Bank Account Troubles

Posted on May 29, 2013 by Kristy Lamar

Have you ever jumped on a direct payday loan application when you suddenly realized that your credit card had expired? For most of us, the warning to a credit card expiring is the email we receive when another company sends out a message to update the current card on their files. For those of us who have scheduled automatic monthly payments on the card, we have the heads up to avert missed payments and all the complications which go with it. The fast cash of direct online payday loans are also a great way to avert further … Continue reading →

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Direct Payday Loans Help – It’s The Situation Not The Income Level

Posted on May 29, 2013 by Kristy Lamar

Have you ever used a direct payday loan to help take care of some unexpected costs? If you have used a short-term loan then you are one of the millions each year who look for alternative measures to make financial ends meet. These small short-term loans are often associated with low-income households. In the past, storefronts were typically found in low-income neighborhoods, but online direct lenders extended the outreach to all levels of income all over the world. If you ask someone who falls within lower income levels about their finances, … Continue reading →

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Direct Payday Loan: A Cost Effective Money Opportunity For Many

Posted on May 28, 2013 by Kristy Lamar

A fast direct payday loan is an easy cash option when emergency costs will deplete your bank account before the next paycheck. There are some people who define these loans as budget savers. The opportunity to get money directly into the bank in order to cover impending costs and prevent late or no payment fees and credit scars is well worth the cost of the direct loan service fee. The one-time service fee to a direct lender is a cost effective way to save your finances when extra costs creep into the budget. The last … Continue reading →

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Direct Payday Loan Usage Is Less Confusing Than Credit Cards

Posted on May 3, 2013 by Kristy Lamar

If the spending outweighs the savings in your household, you may soon be candidate for a direct payday loan online or maxing out credit cards. Then again, you may be juggling money due to already having no more available credit left on your cards and trying to find the money to pay off a short-term loan. It is so hard to save money when income cannot keep up with spending. A PEW study found many direct payday loan customers seeking help because they didn’t want to have to make budget cutbacks. People nowadays are caught up in using third party money to keep up … Continue reading →

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Direct Payday Loans Fit Into A Prioritized Budget

Posted on May 3, 2013 by Kristy Lamar

A direct payday loan is fast cash when the budget waits on the next paycheck. Knowing what to do when money troubles arise is one aspect to best money management. A key ingredient to having a well-run budget is knowing how to prioritize income. Direct payday loans are quick cash opportunities when an account balance dips too low. Juggling on-time payments around pay periods can get tricky when additional costs find their way into the budget. Many people use the services of online direct payday loan lenders in order to bridge the gap … Continue reading →

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A Tweaked Version of Payday Loans Being Offered in Limited Areas

Posted on November 1, 2012 by Kristy Lamar

A new spin-off from payday loans has filtered into Hispanic communities in Southern California and Texas. This new tweaked version of direct payday loans stems from a Stanford student, James Gutierrez. His business school project focused on single-digit interest rates for high risk loans to be paid off over 9 or10 months instead of just a few short few weeks. The new payday loan model is set up at a small kiosk within small Hispanic supermarkets. Agents offer unsecured loans to those who need some fast cash when there is little … Continue reading →

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