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Direct Payday Loans Will Help Support Your Efforts To Improve Credit

You are using direct payday loans to pay bills on time and still your credit score doesn’t seem to improve. The free credit report you received had suggested that you have too many lines of credit open. You may have also read that closing credit card accounts hurt your score. Now what do you do? Here is the problem. Having too many lines of credit open will raise your credit utilization rate. This rate compares your potential credit with actual balances. For instance, if you have 3 credit cards open; one has a $2500 limit and the … Continue reading

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