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Tag Archives: cash advance loans

Tread Carefully When You Receive Unsolicited Cash Advances

Posted on December 25, 2012 by Kristy Lamar

Have you received an envelope in the mail for a cash advance which is yours for the taking? Maybe it was in the form of a credit card which would deposit the cash advance into your bank account. It could possibly have come to you in the form of blank checks endorsed by a credit card company. Did it come with a note with a reservation number which implies that this option was designed for you and you only? Did you think that all your problems were solved? As perfect as the offer might be, you have to … Continue reading →

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Opportunity Does Not Make A Cash Advance The Best Financial Ride

Posted on December 25, 2012 by Kristy Lamar

Does your affordability level include a lump sum payment for an online cash advance, payday loan or car title loan? If one paycheck will not cover the cost of the loan plus fees, then you should really think twice about using a short-term loan. Every day, there is a new story which comes out about the financial state a short-term loan created for a borrower. The difficulty the loan payments created and the demise it caused other accounts has the individual struggling to keep their head about financial waters. Stories like these need to be a wake … Continue reading →

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Avoid Collections – Work With Your Cash Advances Lender

Posted on December 24, 2012 by Kristy Lamar

Debt is debt no matter who you owe from cash advances gone bad to a pile of credit cards maxed out. Debt is money that you borrowed and promised to return with a fee for the service. This fee is most often determined by an interest rate. This rate is charged against the amount owed and is added to the balance of the account. Once a debtor has defaulted on payments, the risk of the debt collectors rises. There are three types of debt collectors. Debt companies who purchase debt from creditors and … Continue reading →

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Pay Your Cash Advance Quickly- Protect A New Home Mortgage Application

Posted on December 23, 2012 by Kristy Lamar

Use a cash advance, instead of credit cards to  support a future mortgage application. These short-term loans do not check your credit nor do they report you loan as debt on your credit history. Both are point savings to your score which whereas new credit cards would eat away at your score. If you are trying to buy a home, then you will want to protect your credit rating by avoiding many different activities. Use a cash advance lender to help emergency costs, but pay it back in full quickly. Mortgage lenders want to see that you are secure at your job. If your information shows multiple past … Continue reading →

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A Direct Cash Advance Lender Requires Direct Deposits

Posted on December 23, 2012 by Kristy Lamar

A direct cash advance lender will expect a customer to have direct deposit of their paychecks. There is no rocket science behind this qualification other than it is good business practices for the lender. When paychecks are automatically deposited by an employer into a bank account of the customer, there is a preset schedule to arrange a payoff date with. When the contract is signed, the next step is to arrange payment. Most creditors will send you a bill for a chosen date according to the creditor’s schedule of operations. … Continue reading →

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What Are your Cash Advance Pros And Cons?

Posted on December 22, 2012 by Kristy Lamar

There are pros and cons to cash advances. They are a great money options when the next paycheck is still a few days away. Getting some quick cash into the bank is a great way to cover costs without the hassles of juggling late payments. Making late payments without trying to prevent it is intentionally damaging your history with creditors. Not only are you risking your credit score, but being late will also put you at a high risk for having your interest rates inflated. What you do with one company will still put you in … Continue reading →

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Know Your Cash Advance Lender Before You Apply

Posted on December 22, 2012 by Kristy Lamar

The more you know about a cash advance online, the less chance there will be having it fall into the hands of a debt collector. It, like any other money option, has a set of requirements to qualify for the money, but it is one of the least restrictive ways to get quick cash. Cash advance approval rate is quick. Direct lenders online which offer cash advances or payday loans have a short approval time period. In some instances, an application can be approved in less than 20 minutes. This … Continue reading →

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Could Tax Season Drive You to Use Cash Advances?

Posted on December 21, 2012 by Kristy Lamar

People who depend on credit cards or cash advances in order to make payments are worried about what their tax return may look like if the country falls off the “fiscal cliff”. With the current tax credits ready to expire at the end of the year, most households are left wondering if Congress will be able to extend some or all of the credits and if not, then what they may do next to help keep taxes low. On average, a tax payer will get about $3000 back from their tax return. This money … Continue reading →

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A Cash Advance or A Credit Card – Which Offers A Safe Practice?

Posted on December 20, 2012 by Kristy Lamar

When looking at the payoff for a credit card and compare it to a cash advance online, most people would agree that a credit card carries the safest practice for your budget. Small minimum amounts for as long as you want; simple and comforting to those who struggle with their budget. A cash advance requires a full payoff in a short time. Treating an online cash advance like a credit card payment is a slow death for your budget. The high interest and short terms for each pay period will … Continue reading →

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Is A Cash Advance Considered Good or Bad Credit?

Posted on December 20, 2012 by Kristy Lamar

Does a cash advance online qualify as bad credit or good credit? Is it credit at all since it does not get registered onto your credit history unless it becomes a default loan? There are many people who will argue that a short-term cash advance is bad no matter it is counted as credit or not. Ask a lender and some will say it is great. A responsible one would tell you that it depends on how it is used and paid off. A cash advance online is an opportunity to get some fast cash during a financial … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.

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