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Tag Archives: cash advance loans

A Low Cost Cash Advance Is Not Unheard Of

Posted on March 7, 2013 by Kristy Lamar

How does a cash advance lender get away with promoting a short-term high interest loan as a low fee cash advance alternative financial solution? It all starts with a look into what extra costs a consumer must pay no matter what third party money is used. The most well-known fee is interest. When interest is associated with a loan advance, the last description anyone would offer is low cost. Where does the term come from? What is low cost about a cash advance? As a short-term loan is not initially placed into a low cost category, it definitely … Continue reading →

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Credit Counseling Can Help End Cash Advance Cycle

Posted on March 6, 2013 by Kristy Lamar

According to the Pew Charitable Trusts, the average payday loan borrower takes out eight cash advances in a year and spends $525 in interest on just $375 of principal as of 2012. This shows that too many people are stuck in a cycle of using cash advances to pay off ordinary living expenses. Listen to wisdom when trying to rid your cash advance debt. When this happens to you, you may want to consider credit counseling. This is a service that will help you look at your finances and come up with … Continue reading →

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A Cash Advance For A Splurge? Not In This Budget

Posted on March 6, 2013 by Kristy Lamar

Is there a right time to splurge on oneself? We all deserve something every now and again. If you have to use a cash advance in order to make it happen, then it probably is not a good time for something extra. Know the reality of your finances before you make your final decision. Don’t use a cash advance to treat yourself. Paying for cash to splurge does not make good financial sense. It ups the cost of the item and puts your finances at further risk. High interest loans are emergency solutions. If … Continue reading →

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Once Cash Advance Debt Is Paid, Would Online Apps Help My Finances?

Posted on March 5, 2013 by Kristy Lamar

Do you find yourself using a cash advance or a payday loan to make your budget work more often than you’d be willing to admit? A little more planning and constant monitoring of your day to day spending would help many folks track their expenses easier. With all of the free online budgeting tools available, consumers would help themselves budget more wisely using one of these innovative tools. Keep your budget funds advance free. Why would you want to try one? Would you like to keep your banks accounts in … Continue reading →

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Would You Use A Cash Advance To Purchase A Discount Coupon?

Posted on March 4, 2013 by Kristy Lamar

Are you signed up for one of the daily online discount coupon emails? Have you ever paid $25 for a $50 trip to a favorite restaurant or clothing store? Did you have the money or did you rely on a credit card or cash advance to make that purchase? Did you use the coupon? These deals are certainly great for those of us who have always wanted to but never thought we could afford it. It also helps those of us who frequent the store or restaurant it brings a savings to monthly spending. Everybody wants … Continue reading →

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Could Frugality Keep Cash Advances Away and Build Finances?

Posted on March 4, 2013 by Kristy Lamar

Want to be a self-made millionaire? Billionaire? You may not have the money to invest in an up and coming business, but you can live a lifestyle which promotes frugality over spending beyond one’s means. What does this mean for most of us? Well, we may not all be able to avoid cash advances and become rich, but we can adopt frugal lifestyle choices. You would be surprised as to how many self-made millionaires continue to practice some ingrained frugal spending habits themselves. Not all rich people grow up with a silver … Continue reading →

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Plan Strategies Prior To Money Crisis; You May Not Need A Cash Advance

Posted on March 2, 2013 by Kristy Lamar

Point of view is important to what should matter the most to an individual. How would a cash advance lender suggest I take care of debt compare to those from a debt settlement company? Suggestion need to be taken with a grain of salt and applied as you see fit into your own personal finances. A cash advance company isn’t promising debt relief. If you come across a cash advance lender which is promising to be a step towards debt relief, you might just want to keep on stepping away. Cash advances are typically small loans to support financial emergencies in … Continue reading →

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Are Banks Supporting Predatory Cash Advance Lenders?

Posted on March 2, 2013 by Kristy Lamar

How many bad apples does it take to spoil the bunch? Let’s ask the responsible cash advance lenders how many predatory lenders it takes to ruin their reputation. All it takes is one and the bag of short-term lenders, there are plenty. There are already more than a dozen states which plan payday loan lenders. Online operations are more difficult to manage. Predatory lenders utilize the vastness of the web to connect to the residents of these states despite the rules which govern their loans. There are some lenders which have relocated … Continue reading →

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A Balanced Lifestyle Has No Room For Cash Advance Or Credit Card Debt

Posted on February 28, 2013 by Kristy Lamar

With credit scores ranging from 300 to 900, it is amazing that anything below a 650 is frowned upon by many banks, credit unions and  mortgage lenders. There are many credit cards which look closely at these numbers and even though they may not turn an applicant down, they sure will charge them extra in interest for such a low score. I can understand why so many people end up using short-term loans like cash advances, payday and title loans in order to get some help. I’ve never heard of anyone having … Continue reading →

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Online Banking and Cash Advances Adds Time To Everyday Lives

Posted on February 27, 2013 by Kristy Lamar

Electronic banking makes financial matters much simpler. From a debit card to automatic bill payments to online bill payments or cash advance EFT debits; not having to go to the bank in order to process a money transaction makes our lives less complicated. How many trips to the bank did you make each week prior to online banking opportunities? Banks and credit unions offer debit cards which work very similarly to credit cards, but the money is not borrowed. You pay form your debit card and the money is taken out from your bank … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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