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Safe Payday Loan

Safe Payday LoanSpotya! is the place when you need a safe payday loan. Through encryption and high levels of data security, we protect you and we keep your information safe. Our systems have been developed to guard against identity theft. We understand how valuable your personal details are.

Spotya! partners some of the largest direct payday lenders in the industry that offer safe payday loans for consumers who have their paycheck deposited into a checking or savings account and you can apply right here online. Your information is always safe when you apply for a payday loan.

How do we do a safe payday loan online

The phrase SSL Certified is short for Secure Sockets Layer. This is a protocol developed by Netscape for transmitting private documents via the Internet. SSL uses a cryptographic system that uses two keys to encrypt data? a public key is known to everyone and a private or secret key known only to the recipient of the message. Many websites use the protocol to obtain confidential user information, such as credit card numbers. All internet browsers support SSL. Make sure your connection starts with https: instead of http:.

Make Sure Your Secure Payday Loan Doesn’t Cause More Damage Than Good

When we run into that financial crisis we have a tendency to panic. Try to exhaust all your efforts to get the cash you need before getting a payday loan. Interest rates are high and your loan needs to be paid back on your next pay date. Friends or family may be a good option for a loan. Even employers can give you an advance without costing you anything. It’s always a good idea to use your quick cash for emergencies versus pleasure. Ultimately the decision is yours And Spotya! will be there to locate the cash you need with a few short steps.

Military personnel and family members cannot apply for a safe payday loan. In October 2007, a law was passed that caps the interest rate on a payday loan for military personnel at 36% percent APR, as defined by the Consumer Financial Protection Breau.  This law applies to those in the National Guard, those in the reserve and covered dependents.

Approving your safe payday loan online

Once your application is completed, your approval process takes a few short minutes. Most lenders don’t require any faxing. You can have the cash in your bank account the following business day. With some payday lenders, your cash can be in your bank account the same day. Your lender will debit your account for the total amount of the loan on your next payday. If your pay date is 7 days or less away, your loan will usually be extended to the next pay date out. It’s really that simple in fact it’s so simple that we advise responsible borrowing.

Our Safe Payday Loan Application

You can rest assured that with Spotya! the safe payday loan application process is safe and reliable. We take all precautions to make your experience a good one. Spotya!, has gotcha covered with safe payday loan online experience. Our entire process, from start to finish, is confidential, safe and secure.