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Safe Payday Loan

Spotya! partners with a direct lender that offers safe payday loans for consumers who have their paycheck deposited into a checking or savings account and you can apply right here online. We collect information about your bank account details, as well as employment details, and we keep all data confidential. We only use it to process your payday loan through Payday Loan Pros, a trusted direct safe payday loan lender. Your information is always safe when you apply for a Spotya! Payday Loan. We are with you every step of the way from applying to being funded. We will also service your loan for repayment.

How do we do a safe payday loan online

Through encryption and high levels of data security, we protect you and we keep your information safe. Our systems have been developed to guard against identity theft. We understand how valuable your personal details are: your social security number, bank account number, address and phone numbers, etc.

The phrase SSL Certified is short for Secure Sockets Layer. This is a protocol developed by Netscape for transmitting private documents via the Internet. SSL uses a cryptographic system that uses two keys to encrypt data ? a public key known to everyone and a private or secret key known only to the recipient of the message. Many web sites use the protocol to obtain confidential user information, such as credit card numbers. Both Netscape Navigator and Internet Explorer support SSL. URLs that require an SSL connection start with https: instead of http:.

Approving your safe payday loan online

After your payday loan has been approved, and we have confirmed your personal, employment and banking details, you’ll get your cash by the following day. Then we’ll debit your account for the total amount of the loan on your next payday. It’s really that safe and simple to get a payday loan that starts with Spotya!, and make ends meet until your next payday rolls around.

It is good to note some recent statistics demonstrating Internet identity theft is on the decline. A survey done by Javelin Strategy & Research, of Pleasanton showed that computer-based identity theft was down to 4 percent of the U.S. population, and that 90 percent of this identity theft takes place through offline channels-rather than through the Internet.

Our Safe Payday loan Application

Regardless of statistics, you can rest assured that with our Spotya! safe payday loan application process, we’ll take all precautions to make your experience a good one. With Spotya!, you’ll have a safe payday loan application online experience. Our entire process, from start to finish, is confidential, safe and secure.