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Oklahoma Payday Loan Cash Advance Fees, Rates & Interest

Spotya! Loan Fee Calculator

Use the fields below to calculate the fees and rates for your payday loan.

Total Loan Amount:

Spotya! is pleased to provide payday loans to state residents of Oklahoma. We value our compliance with all federal and state laws governing the payday loan industry. Your Spotya payday loan agreement will be governed by the laws applicable in Oklahoma. In accordance with the Federal Truth In Lending Act, please review this page for our full disclosure of loans fees and the corresponding Annual Percentage Rate (APR).

Maximum Loan Amount

  • $300.00

Spotya Payday Loan Fee

  • $15.00 per $100.00 for the first $300.00 borrowed (Please see APR information above)

Our Loan Terms

Your Spotya! payday loan will be scheduled for repayment on your pay date within the next 13 to 30 days. We do not exceed 20 days loan periods unless you are only paid once per month. Payroll direct deposit to your checking account must be verified before loan approval.

Extensions or “Roll Overs”

In accordance with state law, we do not allow loan extensions for Oklahoma customers. Payment in full will be required on your scheduled due date.

Oklahoma Disclosure

Spotya customers in Oklahoma should be aware that this loan is governed by the Oklahoma Department of Consumer Credit. This is a short term loan and should be used for urgent, short term financial needs only. Your Spotya! payday loan may cost more than other types of loans provided by different financial institutions and is not meant to meet long term financial needs. For more information on Oklahoma payday loan laws, please read Oklahoma Borrower Rights and Responsibilities.

Governing Law Information

Oklahoma Department of Consumer Credit
4545 North Lincoln Boulevard, Suite 104
Oklahoma City OK 73105
Ph: (405) 521-3653