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Kansas Payday Loan Cash Advance Fees, Rates & Interest

Spotya! Loan Fee Calculator

Use the fields below to calculate the fees and rates for your payday loan.



Fees:
APR:
Total Loan Amount:

Spotya! is delighted to serve the state residents of Kansas. We value our compliance with all federal and state laws governing the payday loan industry. Your Spotya payday loan agreement will be governed by the laws applicable in Kansas. In accordance with the Federal Truth In Lending Act, please review this page for our full disclosure of loans fees and the corresponding Annual Percentage Rate (APR).

Maximum Loan Amount

  • $430.00

Spotya Payday Loan Fee

  • $15.00 per $100.00 (Please see APR above)

Our Loan Terms

Your Spotya! payday loan will be scheduled for repayment on your pay date within the next 8 to 30 days. We do not exceed 20 days loan periods unless you are only paid once per month. Verifiable payroll direct deposit to your checking account is required in order to approve your loan.

Extensions or “Roll Overs”

In accordance with state law, we do not allow loan extensions for customers from the state of Kansas. Payment for your total balance due will be required on your scheduled due date.

Governing Law Information

Office of the State Bank Commissioner
700 SW Jackson, Suite 300 Topeka KS 66603
Ph: (785) 296-2266