Customer Care Line:
Customer Login

How do I Get a Payday Loan

How do I get a payday loan? Great question! Here at we work hard to make getting a payday loan easy. Our professional and courteous customer service is a phone call away if you run into any trouble during this process. We are a loan servicing company who works with the most reputable direct lenders who offer the most competitive rates in the business!

If you have access to the internet from your home, office, tablet or even your smart phone you have a direct connection to our online payday loan application. Filling out the application will take only a few minutes of your time. Enter accurate and current information and don’t forget to double check your entries before you send it in. Your information will be authenticated before a loan will begin to be processed. This process is designed to protect customers from fraudulent loan attempts by somebody other than you.

Getting Your Payday Loan Approved?

How do I get a payday loan approved? A loan manager will go through your application and check your bank statement, work and reference numbers, and verify your take-home income. There is no credit bureau check in this process, which interprets to no long waiting period. A loan can usually be processed in fifteen to twenty minutes once all the documentation has been sent in.

Once the application is approved, you will receive notice of your status and directions for what to do next. You may be thinking, “How do I get a payday loan contract signed over the internet?” has that covered! Once you are approved, you will sign onto a secure page which will then give you directions on where to type in your name for a secure signature over the internet. At any point if you are unsure as to where to click or how to send it, we at Spotya! will talk you through it. Give us a call during business hours at 877.689.2669 and we will be happy to help you.

Once we receive your signature, your question of “How do I get a payday loan?” will turn into “When do I get my money?” That is another great question and the answer is, soon! Your money will be scheduled to transfer directly into your bank account first thing in the morning on the next business day. Electronic wiring of money has promoted the growth of the online banking industry.

One of the perks to a payday loan is that you get to help determine the date of your payoff. Together, we will work to set up your payoff date to correlate with the next direct electronic deposit of your paycheck. Simple process yet truly manageable.

How do I Get a Payday Loan Extension?

If at any time you have any further questions from, “How do I get a payday loan extension?” to “Can I pay my loan off early?” just give a call and we will have your answers. Just so you know, there is never a penalty for paying your loan off early! We work hard to help our customers out as much as we can. Good people do fall into bad financial times and a payday loan is one answer to getting yourself back on your feet. is a responsible payday loan servicing company  helping to service loans to good customers like you!