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Fast Payday Loan Online Is Fast and Simple

Fast Payday Loan OnlineGetting a fast payday loan online starts with Spotya!.  It’s simple and fast and it’s only a few clicks away. When you take the following steps, we can have you on your way to getting cash deposited into your account by the following business day. Spotya! is not a direct lender but a loan service provider. We can find you the lender you are looking for. One application gets you in front of some of the top payday lenders in the country. They’re top lender because they provide you the value and service you expect from a payday lender.

Here’s how the fast payday loan online process works: Just fill out our simple online application, right here. You can be pre-approved for your payday loan within minutes, not hours.  There are no conventional credit check or hassles with a fast payday loan.

Think First before borrowing A Fast Payday Loan Online

When that cash crunch hits you need to make sound financial choices. Payday loans are expensive even lenders that advertise low cost payday loans have high rates. So don’t be deceived, Spotya! puts your application in front of highly credible lenders. Any payday lenders risk of repayment is very high, so your interest rates will be high. Most lenders charge $10 to $25 per $100 borrowed. What that means is that you will be paying 200% to 700% interest (APR) depending on how many days you will need your loan. Your lender will disclose all rates and interest. For a $200 dollar loan, you would pay back $220 to $250 dollars. Your loan will be debited from your bank account on your next pay date. Our recommendation is that you only borrow what you need and never borrow for pleasure. A payday loan can be a great solution in solving your cash crisis when used responsibly.

Military personnel and family members cannot apply for a payday loan online. In October 2007, a law was passed that caps the interest rate on a payday loan for military personnel at 36% percent APR, as defined by the Consumer Financial Protection Breau.  This law applies to those in the National Guard, those in the reserve and covered dependents.

Fast Payday Loan Approval

When your payroll loan is approved you’ll be notified in minutes and sent a confirmation by email. You’ll see your fast payday loan online in your bank account by the next business day. You’ll also be given a password and login details so you can directly access your account details.

Get the money you need to help meet expenses until that next payday, a fast payday loan online that starts with Spotya! is the perfect solution. Spotya! will make every effort to find you the lender you’re looking for.