Quote of the Day
“Any time and for any reason Spotya is your payday loan solution!”
From time to time everyone experiences an emergency. Those unexpected medical, dental or repair bills can be nerve racking, especially when they occur between paydays. At Spotya, we know how stressful borrowing can be. So if you need quick cash for any reason, we’re here to help with an affordable cash advance or payday loan.
Why pay exorbitant bank charges or late fees, when Spotya can arrange a payday loan that’s custom tailored to fit your needs and budget? And, we’ll do it quickly. In less time, and for far less than you might imagine, we’ll get you the money you need, many times the very next day that you apply. Need cash in a flash? Simply fill out our short online application and you’re on your way to the cash you need no matter what the reason. At Spotya, qualifying is easy. And at Spotya there’s never a credit check, so past credit history is never a problem.
“Don’t be embarrassed … get empowered with a pay day loan from Spotya!”
Unlike brick and mortar pay day lenders, Spotya’s different. Our goal is to get you the money you need quickly, without the high costs typically associated with most retail pay day loan or companies. We offer payday loans online, at any time and for any reason, and because we don’t have the high overhead of a retail store or retail staff, our fees are some of the lowest in the industry.
“With Spotya, you’re in control”
Applying for, funding and receiving the money you need is done electronically, all from the comfort and convenience of your home, office or anywhere there’s an internet connection. There are never any cumbersome forms to fill out or embarrassing questions to answer. In fact, we don’t care why you need extra money. It’s not even on our application. And, because we only process payday loans online, our low overhead translates into lower fees, and lower fees mean additional savings for you.
Yet, even though we only make payday loans online, we believe in relationship based business. For more than a decade we’ve been building our business one relationship at a time, because when you’re a Spotya customer, you’re a customer for life. At Spotya, our goal is to deliver fast, fair and friendly service and save you time, money and stress.
“Don’t fight a cash crisis alone. Put Spotya on your team with our pay day loans today!”
At Spotya, receiving the cash you need is easy. Our simple three-step process puts you in command today … to get the money you need tomorrow. In as little as minutes, you’ll be on your way to a fast cash solution. Simply follow our three-step process. It’s that quick and that simple.
- Step 1: Submit our simple on-line application and copy of a recent bank statement and within minutes you’ll receive an answer or offer.
- Step 2: Accept our offer and one of our friendly customer care representatives will welcome you to the Spotya family
- Step 3: Your money will be electronically deposited into your bank account the next business day.
“Receive your money the next business after you apply!”
No other lender can review, process and fund your pay day loan as fast as Spotya. But professional customer care is only one of the many reasons you should consider a pay day loan from Spotya.
- Simple online application - makes applying for and receiving your money a breeze
- Easy qualification - just $1,400 monthly income and a bank account with direct deposit is all you need
- Same day approvals - once your application is received you’ll get an answer in minutes
- Never a credit check – your past credit history is NEVER a problem
- Flexible rates and terms – custom tailored programs with some of the lowest rates in the industry
- Fast funding directly in your bank account – in most cases the next business day after you apply.
“Do business with Spotya with confidence!”
Take comfort in knowing that when you do business with Spotya, you’re doing business with a reputable, reliable and responsive pay day loan company that provides fast, fair and friendly customer service and charges less than most payday lenders. Spotya also meets or exceeds the licensing requirements of your state and will always deal with you in strict confidence.