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Wyoming Payday Loan Cash Advance Fees, Rates & Interest

Spotya! Loan Fee Calculator

Use the fields below to calculate the fees and rates for your payday loan.

Total Loan Amount:

Spotya! is pleased to serve state residents of Wyoming. Compliance with all federal and state laws governing the payday loan industry is important to us. Your Spotya payday loan agreement will be governed by the laws applicable in Wyoming. In accordance with the Federal Truth In Lending Act, please review this page for our full disclosure of loans fees and the corresponding Annual Percentage Rate (APR).

Maximum Loan Amount

  • $1,000.00

Maximum Fee Allowed By Wyoming State Law

  • $20.00 per $100.00

Spotya Payday Loan Fee

  • $15.00 per $100.00 (Please see APR above)

Our Loan Terms

Your Spotya! payday loan will be scheduled for repayment on your pay date within the next 30 days. You must have payroll direct deposit to your checking account in order to gain approve for your loan request.

Extensions or “Roll Overs”

In accordance with state law, we do not allow loan extensions for Wyoming customers. Payment in full will be required on your scheduled due date.

Governing Law Information

Wyoming Division of Banking
Uniform Consumer Credit Code
122 West 25th Street Cheyenne WY 82002
Ph: (307) 777-7797