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Welcome to Spotya!

Starting up a payday loan business can be rough. Or any business for that matter. It really helps when you have something special to offer. Something that makes you stand out from the rest of your competition. For us it’s three things that we believe are going to put us above the many other cash advance companies that are out there.

First, we offer our payday loans with absolutely no credit bureau check. We have the philosophy that a persons credit does not determine whether they deserve a loan or not. Good credit, bad credit, no credit, it’s all ok at Spotya!
Second, we give you the option of emailing your bank statement. If you’re not familiar with online cash advances you should know that most payday advance sites will make you fax over your bank statement to approve your loan. We realize not everyone has a fax machine on hand so we allow you to email your bank statement for customer convenience.
And most important, we offer the competitive rates around! That’s right folks. you just can’t beat a 15% percent interest rate. That’s only $15 for every $100 you borrow. Try to find a site that’s cheaper. I DareYa!

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