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Tag Archives: payday advance loans

Payday Loans: Regulation Perspective

Posted on June 17, 2012 by Kristy Lamar

There are many aspects to our lives which are regulated by the government. Every now and then there are new crazy ideas by some politician to control one more aspect of our lives. Just the other day on the radio, I heard about a mayor trying to regulate the size of sugary beverages that can be purchased. I personally don’t think that one will go very far, but maybe the regulation should be on how much it truly costs to buy that jumbo soft drink. The idea of paying three dollars or … Continue reading →

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Safeguard Your Budget: Make Your Own Cleaning Supplies

Posted on June 13, 2012 by Kristy Lamar

When it comes to saving money, being frugal can come in handy. Frugality does not mean you have to go without, but more like being smarter with the everyday choices you make. My shopping bill always goes up when it is time to replenish the household cleaners. What I would normally spend at the store increases by $20 easily, if not more, because of these items. There are less expensive ways to keep your home areas clean. You can make your own cleaners in reusable dispensers. Your initial expense to purchase the ingredients and containers will … Continue reading →

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Debit Cards: How Do They Work?

Posted on June 5, 2012 by Kristy Lamar

Debit cards are becoming more popular as they are {frequently|often|} being used as a replacement for filled credit cards. These cards often come attached with a major credit card logo, allowing them to be used with a personal identification number (PIN) or charged like a credit card. The major difference between this type of debit card and a regular credit card is that the price for which you charged will be treated just like a check. Sometimes the amount will be deducted automatically while others may take a few days to go through, … Continue reading →

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Payday Loan Budget Tip # 12

Posted on May 20, 2012 by Kristy Lamar

Spotya! Payday Loan wants you to know that Best Buy now accepts video game and electronic trade-ins for store credit. Other stores may do similar with some products that they sell, but having such a large nationwide store offer this service, there will be many more people taking advantage of the trade-in offer. If you are looking to purchase something new, instead of putting them in a closet or selling them for cheap at a garage sale and it is still in working order and good condition, you should bring it into the store … Continue reading →

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Fees for Debt Relief

Posted on May 18, 2012 by Kristy Lamar

When you shop in the stores, you can find the price for items by looking at the price tag. If for some reason the price tag is not found on the item, you ask or find a set price check scanner within the store. I want to know the price for the item before I pay for it. The price needs to combination the quality to make me happy. When you are searching for help with your debt, there are fees for the services and as with any type of shopping, you … Continue reading →

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Debt Settlement Program Problems

Posted on May 15, 2012 by Kristy Lamar

Debt settlement companies are presenting lies in their pitches to consumers.  The Federal Trade Commission (FTC) has brought suit to over a dozen debt settlement companies for such lies that prey on consumers who are searching for answers with their burdened debt. Debt settlement companies who claim to be non-profit but actually are using this ploy to get the customer to trust their company over another. Other companies omit discussing their fees all together or try to present it as no fee or low fees. The  FTC mandates that debt companies explain their fees … Continue reading →

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Payday Loan Sunday Budget Tip # 11

Posted on May 13, 2012 by Kristy Lamar

Sunday Budget Tip # 11 from Spotya! Payday Loans to help keep your spending budget friendly. Shop the clearance racks smartly. Many stores will put their clearance items on sale and offer coupons for an extra percentage off and during those times, it is great to go shopping. So often, items get pushed to the clearance racks in order to make room for new product delivery. Knowing when you favorite stores have their deliveries scheduled will give you an idea as to when to start looking. Save money and time when shopping smartly. … Continue reading →

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Healthy Breakfast to Go

Posted on May 12, 2012 by Kristy Lamar

Mornings get pretty hectic, and getting everyone out the door on time and fed can be very stressful. Buying breakfast on the way to work is just not budget friendly and if you look closely at what you buy… I bet many of you will agree that the healthy factor is missing as well. Having a good breakfast does not have to be too time consuming and can be eaten on the go for those mornings when time is running short. Payday loans are all about keeping your budget healthy … Continue reading →

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New Website

Posted on May 10, 2012 by Kristy Lamar

We have created a new Spotya! website. It is up and running and looking great! I never realized how much is involved with creating a website. It is a long process which takes plenty of hard work and technical knowledge. I am impressed with the programmers we are blessed to have working here. They do a great job! I can’t wait to get home and start exploring the pages to get more familiar with it. I personally cannot win $100 a day since I am an employee, but the rest … Continue reading →

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Fish Tampering

Posted on May 9, 2012 by Kristy Lamar

We made it to the end of the food fraud series. Part 8 is dedicated to the concern with fish fraud. Besides being a tongue twister, fish fraud is about selling less expensive fillets labeled as higher priced fish. Farmed fish being sold as wild, selling a molded fish to pass off as scallops. Creative, but still fraud. The Journal of Food Sciences reports that faux fish is the top food fraud in media studies and other public records. Consumer Reports did a study that showed tilefish being represented as … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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