Many states have regulations concerning fast online cash advance loans. There are maximums placed on the interest rate, the loan amount, and even how many loans can be take out at one time or within a year’s time. A responsible lender will follow the state’s rules as do responsible borrowers. There are many reports of lenders not practicing under regulations. When there is a lender not following the guidelines, there is a borrower as well. What kind of borrower is willing to apply for loans against state regulations? If you know … Continue reading →
If you read the news, then you are bound to see articles that shed a negative light on the direct cash advance industry. Over and over the print tells stories about borrowers falling prey to a bad lending company. What about those who don’t? The high interest loans are targeted in most articles for destroying people’s finances. Are they saying people’s finances were good before they used the fast cash loan? As hard as the short-term loan industry’s opposition tries to deface the alternative money option, it can’t erase all … Continue reading →
Your credit utilization score will not change due to a direct cash advance loan. For those of you who are credit challenged and have too many high credit card balances, there is still help out there while you work at bettering your credit score. A credit utilization score is about 30% of your credit score. If you are loaded in debt you will have a rough time finding a new creditor to help you out of an emergency. Getting rid of your long-term credit card debt is one of the … Continue reading →
How would your finances prevail with best cash advance loans mixed in? What kind of battle would you have in order to pay back the short-term loan plus fees when your next paycheck arrives? If your loan plus fees is more than your paycheck, how would you handle the payoff? Let’s say that you bring home $250 each week and you find a lender who will loan you $200. If you don’t find a responsible lender, you may just find one that will approve such a loan. Fees average $35 … Continue reading →
It is important to understand the true cost of obtaining a loan from fast direct cash advance lenders. With short-term loans showing an APR in the hundreds and in some rare instances thousands, how is one to understand how that interprets into a loan of only a few weeks? Since interest is the amount a third party money source will charge a borrower for the use of their money, how much a person is willing to pay will measure the final cost. When a person signs a contract to borrow … Continue reading →
Did your tax refund act as a replacement for an online cash advance loan? Are you still waiting to finish the paperwork? Do you already have the money spent in your mind? I got mine. It went straight into the bank for my own personal cash advance emergency fund. I had thought about paying down my credit card debt. I write about this stuff every day. It would make the most sense, but I really had to look into my own personal situation and figure out what is best for me. On one hand … Continue reading →
You may think that direct payday loan companies are your destiny when your household has gone from two paychecks to one, but there are ways to limit or even omit the need to fall upon new debt to make ends meet.
With creditworthiness playing such an essential role in personal finances, it would be nice to follow a simple set of rules. Personal finances are too individualized to have one-size fits all rule approach.
*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.
** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.