A budget that’s strapped to the bare bones will struggle to perform its proper duties. If you think about a runner who has trained hard and has eaten the appropriate foods before race day, it won’t shock you to see it outperform those who did not. Most people do not take their finances to the runner’s extreme. There may be a budget plan, but it is not fine-tuned or run with precision. Money management is your budget’s marathon. Every day counts. There must be a healthy money plan in which … Continue reading →
As families grow, so do household costs. A new baby comes into the world with a major price tag attached to the little body especially if it is the first born. Parents feel the need to have this and that and budgets get blown apart. There is a lot of planning which must be done, but there are ways to save money during this exciting time. Give your budget time enough to adjust and recover during the first years of your baby’s life. For those who live in a small … Continue reading →
You may think that direct payday loan companies are your destiny when your household has gone from two paychecks to one, but there are ways to limit or even omit the need to fall upon new debt to make ends meet.
With creditworthiness playing such an essential role in personal finances, it would be nice to follow a simple set of rules. Personal finances are too individualized to have one-size fits all rule approach.
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