Customer Care Line:
Customer Login

Hawaii Payday Loan Cash Advance Fees, Rates & Interest

Spotya! Loan Fee Calculator

Use the fields below to calculate the fees and rates for your payday loan.

Total Loan Amount:

Spotya! is delighted to offer payday loans to Hawaii state residents. We comply with all federal and state regulations governing the payday loan industry. Your Spotya payday loan agreement will be governed by the laws applicable in the state of Hawaii. In accordance with the Federal Truth In Lending Act, please review this page for our full disclosure of loans fees and the corresponding Annual Percentage Rate (APR).

Maximum Loan Amount

  • $500.00

Spotya Payday Loan Fee

  • $17.50 per $100.00 (Please see APR above)

Our Loan Terms

Your Spotya! payday loan will be scheduled for repayment on your pay date within the next 7 to 30 days. We do not exceed 20 days loan periods unless your pay cycle is only once per month. We require active payroll direct deposit to your checking account for approval.

Extensions or “Roll Overs”

In accordance with Hawaii state law, we do not allow loan extensions for customers residing in Hawaii. Payment for your total loan balance will be required on your scheduled due date.

Governing Law Information

Hawaii Department of Commerce and Consumer Affairs
Consumer Resource Center
235 S. Beretania Street, Rm 801 Honolulu HI 96813
Ph: (808) 587-3222