Customer Care Line:
888.891.1113
Customer Login
Budget meals to save money

Will A Food Budget Tool Help Save Money?

Have you ever heard of the saying, “spend a nickel, save a dime?” In a budgeting world the focus is always to cut back and cut out extra expenses. How does this saying fit into a budget? Dave Ramsey is always full of good money saving ideas to get people’s finances back on track. Not only is it his mission to help others, but he is passionate about finding tools to help them achieve success. It is not an unknown fact that food costs are one of the biggest budget … Continue reading

Posted in Budgets | Tagged , , , , , , |
Use credit cards to enhance your budget

5 Ways Your Finances Can Benefit From Credit Card Use

Credit cards will claim the demise of many household finances with long-term debt to plague family budgets. The cards are easy to use and difficult to manage. Some people give up using the cards in order to maintain a good budget. This action hurts their credit score in return. People need to learn how to use credit cards to their advantage without suffering from money loss or lowered credit scores. If they are so difficult to manage, why are credit cards good to have? 1. Revolving credit differs from installment … Continue reading

Posted in Personal Finance | Tagged , , , , |
Keep money in your budget

Budget Tips: Find Ways to Better Manage Your Money

When your wallet is tight, it is time to scale back the budget. Fixed expenses are not the easiest to pare back on unless you downsize your home. Discretionary spending is the perfect place to start. There is a lot of wiggle room with money spent on costs above and beyond what you need to survive. With one significant change, a wallet will loosen up to a more comfortable spot. If several changes are made money worries will remain in the past. Where can you make cutbacks to support a … Continue reading

Posted in Budgets | Tagged , , , , , , |
The baby budget can balance

Tips to Control The Baby Budget

As families grow, so do household costs. A new baby comes into the world with a major price tag attached to the little body especially if it is the first born. Parents feel the need to have this and that and budgets get blown apart. There is a lot of planning which must be done, but there are ways to save money during this exciting time. Give your budget time enough to adjust and recover during the first years of your baby’s life. For those who live in a small … Continue reading

Posted in Budgets | Tagged , , , , , |
Stop using predatory cash advance lenders

Quick Study Shows How Bad Some Cash Advance Lenders Can Be

Why would a cash advance lender care about how many other short-term loans an applicant was currently paying for? They don’t care about credit card debt, car payments or a house mortgage and if they did, there would be a credit check. There isn’t one. It is a saving grace to credit challenged customers. Do payday lenders even care if a customer uses other direct lenders? Some do. There was a study done in England to find out whether or not payday companies would approve a loan with several others … Continue reading

Posted in Cash Advance | Tagged , , , , , , |
Budget tracking will find missing cash

Why Will Tracking Expenses Help My Budget?

Most people know how much money they earn every month. They know when the money is placed into the bank account and they know how to use it. There was never a need for financial classes to understand that piece of the budget. Troubles usually stem from money leaving the account. Bills are paid each month and the rest goes where? If you don’t know where all your money goes each month, you may waste more money than you realize. -Trips to the coffee shop -Shopping off your grocery list … Continue reading

Posted in Budgets | Tagged , , , , , |
Cash advance lenders attract new customers

What Drove Cash Advance Loans Into Middle-Income Earner Households?

The struggle to find emergency money has helped to evolve the cash advance industry into a booming business. Direct lenders began to stretch their customer base by offering online loans. They didn’t stop there. New terms and conditions to blend a short-term loan with installment loans reached out to even more new customers. The drive to improve service continues.  An industry that had once focused on low-income customers now set their sights on helping all credit challenged people. Cash advance companies had help. The surge of credit card use in the … Continue reading

Posted in Cash Advance | Tagged , , , , , , |
Free budget help will encourage savings

Free Budget Help: Measure and Manage Financial Goals

Are you having trouble setting up categories within your budget? Knowing where you money goes each month is one of the major components to learning about your spending habits. If you can’t measure your spending, how can you manage it? A trip to the coffee shop is no big deal until you see the final count of how much was spent at the coffee shop that month. When you track your spending through categories you can do just that. Find an online service or smartphone app to make this process … Continue reading

Posted in Budgets | Tagged , , , , , , |
THink about your credit card choices

5 Positive Uses for Credit Cards

Caught in credit card debt again? Ease of use and worldwide acceptance, consumers outstretch their spending power. Many of these choices are not the best decisions for personal financial situations. Overspending is never a good idea. If you have good money management and can control over shopping, you will discover that owning credit cards comes in handy. Believe it or not there are some smart uses for credit cards. Responsible spending is always the key. Credit cards will come in handy in certain situations. *Online shopping. Credit cards are a smart … Continue reading

Posted in credit cards | Tagged , , , , , , |