When a cash advance is not going to help with the debt troubles you are facing, you will want to look for a credit counseling service that can help you solve your debt problem.
Here are some suggestions to get you started with your search for a credit counseling service:
- Look for an agency that offers many services such as financing education and ongoing support.
- Find a counselor who will meet you in person.
- Find one NOT affiliated with creditors.
- Get all promises in writing.
- Take the time to read over all the documents before you sign them.
Be leery of any company not willing or not offering these services. If anyone is telling you that you have to sign right away to receive their help, then good chances are that they do not have your best interest at heart. You have the right to take the information away from the meeting and have time to go over it with any family or friend who can help you digest the material. Getting an outsider’s point of view can bring up further questions or concerns that you have the right to request answers for. You are on your way to make your finances right, you will want to get the process started on the right foot.
