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About Holly Petherbridge

I am a Blogger, Web Content Writer, Teacher, Mom. A woman of many hats. As an elementary teacher, I had always encouraged my students to write more. I find myself falling back on my own teaching techniques to share what I know about building and rebuilding personal finances.
payday loan payoff comes from somewhere

Payday Loan Payoff: Incentive to Limit Spending Habits

How would you change your daily habits to successfully afford your short-term payday loan payoff? It would be interesting to know how much money gets wasted out of each paycheck on unplanned spending. How frugal is the average household? How much do you spend each day which is not in your budget categories? If this money was accounted for, would the typical payday loan customer have better luck getting their debt paid off or would these same people even need a short-term loan in the first place? Would changing spending … Continue reading

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Do payday loan companies fit into your lifestyle?

Payday Loan Companies: Is Your Focus To Use Them or Lose Them?

What do you consider when making your financial decisions? Are you more focused on lifestyle, comfort for your family or living free and being able to do whatever you please? It would be nice to say yes to all of the above, but it is not a practical living experience for most hard-working people. Typical homeowners and renters alike will focus their attention on staying out of debt or becoming credit challenged that payday loan companies online are their only access to emergency money help. What’s Your Relationship With Money? … Continue reading

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Online Cash Advances: Pay Off Fast and Save

Without an emergency fund in the bank, people will be searching for best online cash advances when unexpected financial problems occur. Some people may experience car troubles or a drop in income for a period which creates setbacks within their budgets. To protect yourself from accruing extra credit card debt or prevent the need for a fast cash advance an emergency fund is needed. Most financial experts would suggest that households carry three months of emergency cash in a savings account. Some experts say six months. For most hard-working people … Continue reading

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select cash advance loans online carefully

Cash Advance Loans Online: Pay Attention to Financial Repercussions

The short-term cash advance loans online industry is notorious for having predatory lenders picking up the applications that responsible lenders have rejected or luring customers in by offering more money, and faster. Potential borrowers who are only looking at their current finances will seldom think about the repercussions of accepting terms and conditions for that fast cash. Continuous Attempts To Regulate Them Further Tighter regulation of the cash advance loan industry is needed to help both customers’ finances, as well as the reputation of responsible direct lenders. There is only … Continue reading

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online payday lender option

Online Payday Lender: Is It Your Ideal Financial Emergency Solution?

The best online payday lender may seem like the ideal emergency money solution, but unless you can afford to pay it off quickly, it may not be the best option for your finances. It is essential to dig into the status of your overall financial situation before you fall to alternative money solutions. Monitor your monthly budgets and reassess often. Always know where your money is going and be aware of the balance throughout the month. Too many overdraft charges eat away at income because an individual ‘thought’ that they … Continue reading

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Payday Loan Online: A Quick Solution Or So You Think

There needs to be additional help for people who fall to a fast payday loan online to put food on the table. Direct lenders do not ask what the cash loan is for; the quick cash opportunity is a loan of discretion. No one is going to ask the reasons that you are applying for a payday loan. If you meet the qualification guidelines, that is enough to get an approved loan. Payday loan online companies make funds available to those who are credit challenged. It isn’t always about not … Continue reading

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Safe payday loans help families

Safe Payday Loan and Family Communication Get Money Problems Solved

Would you choose to work with a safe payday loan lender or communicate to your family to cut back on spending? Some people don’t want to cut back on their lifestyle and would use a short-term loan to cover an unexpected cost. If you see the need for a direct payday loan as a sign that your budget could improve, then it’s time to make necessary changes. Building a better financial portfolio for yourself is never a bad thing. Communicating with your family is free. There is no service charge … Continue reading

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direct payday loan lenders can affect debt troubles

Direct Payday Loan Lenders: Can You Afford The Quick Payoff?

Do you turn to the best direct payday loan lenders because you are comfortable being in debt? Most people are in debt due to overused credit cards. Is the minimum amount a comfortable enough expense to justify new debt? When you only make the minimum payment each month, do you worry about how much interest eats at your paycheck? Do you ever think about what your finances might look like if you didn’t carry these extra payments? If the debt is not a necessary expense, why have it scheduled in … Continue reading

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online cash advance resets bank accounts

Online Cash Advance: Lenders Face Applicants Willing To Take Risks

Many states have regulations concerning fast online cash advance loans. There are caps placed on the interest rate, the loan amount and even how many payday loans a person can have at one given time or within a year’s time. A responsible lender will follow the state’s rules as do responsible borrowers. There are many reports of lenders not practicing the regulations. When there is a lender not following the guidelines, there is a borrower as well. What kind of borrower is willing to apply for loans against state regulations? … Continue reading

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Cash Advance Lenders: When Reallocating Funds Is Impossible

When emergencies pop up, for those people who are credit challenged, a cash advance lenders online is often one of the only avenues to get the bill paid right away. Bridging the gap between today’s impending cost and the next paycheck is difficult without a savings account. It is inevitable that a person would choose to use the third-party money to make their finances work. When we have overused credit cards, the next step is often a short-term loan. Don’t Risk Your Vehicle To Solve A Financial Emergency To get … Continue reading

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