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Author Archives: Holly Petherbridge

About Holly Petherbridge

I am a Blogger, Web Content Writer, Teacher, Mom. A woman of many hats. As an elementary teacher, I had always encouraged my students to write more. I find myself falling back on my own teaching techniques to share what I know about building and rebuilding personal finances.
payday loans online

Payday Loans Online Provide More Than Fast Cash

Would a customer benefit from getting payday loans online? The payday loan business continues to thrive because many customers benefit from the short-term financial boost. Can Payday Loans Online Work? Many consumers who use these payday loans online will use them more than once in a given year. Why would someone frequently use payday loans to help their finances when there is such a bad reputation? The answer is, they work! Many people do not have access to or own assets that can be cashed in or borrowed from. Those … Continue reading

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cash advances help when credit is maxed

Control Your Need For Cash Advances And Credit Cards

Cash advances are fast money in a pinch, but they should not be used for just any reason. Because they need to be paid back within a few weeks, an online cash advance is not an answer to every problem. The need for these types of loans is growing as the economy clamps down on poor credit. Truth About Credit Cards The direct cash advance lenders are getting a bad rap for high interest and promoting a cycle of debt for their customers. What seems to be overlooked is the amount of debt credit … Continue reading

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Is it time to let yoru budget control your shopping?

Tips to Track Expenses: Get A Handle On The Budget

Extra expense tracking may help steer your budget demands away from an online cash advance dependency. When you take out more than a few short-term loans each year, you will want to start finding a solution right away. Instead of paying the direct lender finance charges, you will keep that money for yourself. How do you back track? You start with old bank statements and any receipts you still have kicking around your purse, wallet, counters or desk. Highlight all checks, debits or withdrawals that are not associated with regular bill … Continue reading

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Budget help for graduates

Budget Tip For Graduates: Look Ahead When Managing Debt

Young graduates are not looking to get stuck with bed debt problems. Unfortunate, many are. Coming out of college in their early 20’s, graduates face tens of thousands of dollars’ worth of student loan debt without the promise of a high paying job. How many of these same graduates fell into credit card debt as well? According to a CNN survey, the average student leaves college with $35,500 in government, family and personal private loans. It also includes about $3000 of credit card debt. That’s a tough starting position to … Continue reading

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cash advance

What Is An Online Cash Advance Affordability Check?

It would seem obvious that just about every applicant who applies for a cash advance online has some sort of money trouble. Is it safe to say that all people who need a fast cash advance cannot afford to get one? The answer seems clear as it is supported by endless stories of financial. On the contrary though, the loans are affordable if used correctly. Can you afford not to use a short-term cash advance? When looking at affordability, you have to look beyond the final cost. It is safe … Continue reading

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help with debt

Is Bad Credit Keeping You Attached to Payday Loan Money?

Do you know what is important to you? Many of us get trapped into thinking that we need so much when in reality much of it is unimportant. What we thought we couldn’t live without ends up in the back of the closet or in the garage waiting to giveaway or sell. How many payday loans online were used in the meantime to make ends meet, cover emergencies or even increase your purchasing power? The need for alternative money is a result of bad credit. It’s not like you have … Continue reading

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payday loan needs

5 Questions to Ask Before You Try for a Payday Loan

Being able to apply for an online payday loan advance and pay it back properly are two different stepping stones. Not everyone gets approved for the fast cash loans. With that said, it is also true that not everyone who gets a loan can actually pay it back on time. The added cost to loan extensions is often cost effective in comparison to what not borrowing would accomplish. Most of the time, this cost only increases financial problems. It is very important that you ask yourself some important questions before you apply. … Continue reading

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payday loan lender debt

4 Steps to Payoff Cash Advance Debt and Recover

No matter what your reason was for using a fast cash advance, you now have the debt to pay back. Not only will you pay back the initial loan but the finance charge that comes along with convenient money. At this point, there is no need to make up excuses or try to justify the reason why you did, whatever it was is now in the past. Right now, you only have to deal with the getting it paid as quickly as you can. 1. Make a resolution to yourself … Continue reading

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cash advance for shopping

7 Discussion Points to Address Budget Change with a Spendaholic

How do you go about changing a spendaholic’s ways? If you have come to realize how money habits are negatively affecting the household budget, the biggest hurdle is over. Acceptance is a difficult part of the task to improve money matters. If it is your partner’s bad habits that are creating a problem, the problem is much bigger. It will take thought and good communication skills to get over the first hurdle; get your partner to accept that there is a problem. No one wants to be told what to … Continue reading

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