Texas Payday Loan Cash Advance Fees, Rates & Interest

Use the fields below to calculate the fees and rates for your Texas Spotya! payday loan.

Desired Loan Amount

Days Till Next Pay Period

Fees:

APR:

Total Loan Amount:

Spotya! is happy to provide payday loans to the residents of Texas. We take our compliance with all federal and state regulations governing the payday loan industry seriously. Your payday loan agreement will be governed by the state laws applicable in Texas. In accordance with the Federal Truth In Lending Act, please review this page for our full disclosure of loans fees and the corresponding Annual Percentage Rate (APR).

Maximum Loan Amount

$1,500.00

Spotya Payday Loan Fee

$20.00 per $100.00 (Please see APR above)
Spotya! does NOT charge you the additional processing fee allowed by law.

Our Loan Terms

Your payday loan will be scheduled for repayment on your pay date within the next 8 to 30 days. We do not exceed 20 days loan periods unless you have a once per month pay cycle. Verified payroll direct deposit to your checking account is required for approval.