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Spotya Payday Loan Fee Information For Arkansas

Payday Loan Cash Advance Loan Fee Calculator

Use the fields below to calculate the fees and rates for your Arkansas Spotya! payday loan.

Fees:

APR:

Arkansas Payday Loan Fee, Rates, and Terms

Spotya! is delighted to serve the residents of Arkansas. Our compliance with all federal and state regulations governing the payday loan industry is important to us. Your Spotya payday loan agreement will be governed by the laws applicable in the state of Arkansas. In accordance with the Federal Truth In Lending Act, please review this page for our full disclosure of loans fees and the corresponding Annual Percentage Rate (APR).

Maximum Loan Amount

$400.00

Spotya Payday Loan Fee

$10.00 per $100.00
(Please see APR above)
Spotya! does NOT charge you the additional $5.00 account set-up fee allowed by law.

Our Loan Terms

Your Spotya! payday loan will be scheduled for repayment on your pay date within the next 7 to 30 days. We do not exceed 20 days loan periods unless you have a once per month pay cycle. Verified payroll direct deposit to your checking account is required for approval.

Extensions or "Roll Overs"

In accordance with Arkansas state law, we do not allow loan extensions for customers in the state of Arkansas. Your loan balance must be paid in full on your scheduled due date.