Compare Spotya.com to CheckCity
| Comparison Areas | Spotya.com | CheckCity.com |
|---|---|---|
| Average Cost Per $100 | $10 - $15 | $18 |
| Average Loan Period (days) | 18 | 14 |
| Average APR | 304% | 460% |
| Repayment Due Date | Up to 20 days | Next Paydate |
| Overnight Deposit | Yes | Yes |
| Secure Site | Yes | Yes |
| Live Online Support | Yes | Yes |
| Phone Support | Yes | Yes |
| Email Support | Yes | Yes |
| Bad Credit OK? | Yes | Yes |
| USA Based Company | Yes | Yes |
CheckCity is an online payday lender
CheckCity is a cash advance service center at their Check City store locations. Their stores also provide other services including check cashing, money transfers, tax preparations, or home refinancing. The only service available online at CheckCity is their cash advance service. CheckCity cash advance rates vary from state to state according to regulations, but they basically will charge the maximum amount each state will allow to the letter of the law. CheckCity.com is one of the few online cash advance services which allows customers to chat live with a customer service representative.






