Money Saving Ideas

Payday Loans: Responsible Lending and Borrowing

Posted on December 16, 2020 by Kristy Lamar

Payday loans are a great source for quick cash when you need a little extra until you receive your next paycheck. Particularly, many people use them to help cover an emergency cost or make up for too many unexpected ones. The loans are provided quickly without the burden of proving good credit as with bank application procedures. Applying for a payday loan through a store or simply filling one out online will not take much time out of your day. In addition, approval status is known within a couple of … Continue reading →

Payday Loan Costs: Understanding the Fees

Posted on November 30, 2020 by Kristy Lamar

There are some days that no matter how hard you try to control spending, unexpected bills come at you. There are some days that these bills present themselves in multiples, and your budgeted account cries out for help. Some people may have a savings account for emergency costs; others may have friends or family to go to. Moreover, there are those with good credit who have banks willing to help them out of a tough spot. By the same token, people are finding their way to a successful cash source … Continue reading →

Posted in Cash Advance, Help with Debt, Money Saving Ideas, Payday Loan | Tagged Cash Advance, online cash advance, online payday loans, Payday Loan |

Is An Online Cash Advance Right For You?

Posted on November 23, 2020 by Kristy Lamar

Today’s society has fallen into the blame game syndrome. It seems that many people are making numerous claims against online cash advance companies to defer the blame to somewhere else. The financial industry is full of lenders and borrowers pointing the finger at someone else. We have foreclosures and bankruptcies galore, and reports of businesses losing revenue promoting store closings. And let’s not forget the everyday people crying out for health insurance and help with debt relief. When it comes to taking responsibility for these issues, each person or company … Continue reading →

Posted in Cash Advance, Help with Debt, Money Saving Ideas, Payday Loan | Tagged online cash advance, online payday loans, Payday Loan |

Medical Debt: Should I Use a Payday Loan to Pay it Off

Posted on November 19, 2020 by Kristy Lamar

Medical debt is increasing as the population continues to remain uninsured and underinsured. On the same note, the cost of medical procedures, maintenance programs and prescriptions are weighing heavily on many people’s finances. Understand that not paying your medical debt will only get you into a troubling financial situation. Should I take out an online payday loan to pay off my debt? Firstly, there are some options, so you might want to consider these ideas. Moreover, here are some ways that could help you out of debt and on financial … Continue reading →

Posted in Cash Advance, Help with Debt, Money Saving Ideas, Payday Loan | Tagged Cash Advance, online cash advance, online payday loans, payday loans |

Credit Score: Assessing the Damage to Better Your Financial Situation

Posted on November 10, 2020 by Kristy Lamar

There is so much talk when it comes to credit scores and how they affect your financial situation. When you have a good score, you are more likely to get that loan you need, but the probability goes down when your credit score is low. Funding from banks has had tighter standards since more people have been defaulting on their loans. High debt to income ratio can also prevent you from receiving approval, even with a high credit score. Raising Your Credit Score Applications for loans are more scrutinized than … Continue reading →

Posted in Cash Advance, Help with Debt, Money Saving Ideas, Payday Loan | Tagged Cash Advance, hnjm, online cash advance, online payday loans, payday loans |

One Simple Idea to Help with Debt

Posted on August 31, 2020 by Kristy Lamar

Who needs help with debt? It seems like I can’t ever get ahead of my finances. I keep getting behind, and some other expense comes up. Who’s sick of those dreaded credit card payments? Tired of being behind every month? Who’s ready to get ahead and take charge? Sometimes to help with debt, you need to consider a payday loan. Before you apply, think about it and make sure it makes financial sense. Admit That You Need Help With Debt All we have to do is understand one idea: KEEP THINGS … Continue reading →

Posted in Help with Debt, Money Saving Ideas |

Bank Payday Loans Avoid Online Payday Loans Regulations

Posted on July 1, 2012 by Kristy Lamar

When needing some fast money to help out with bills or emergency costs, many people choose online payday loans as a quick solution to their money problem. When used appropriately, these types of short-term loans work well to help protect the customer’s budgeted expenses. These loans are infamous for their fees and high annual interest rates. States which allow these lending practices are have regulated the amounts on fees, interest rates and the capped the loan amount as well. The states believe that with these practices in place, the customer … Continue reading →

Posted in Help with Debt, Money Saving Ideas, Payday Loan | Tagged online payday loans, Payday Loan, payday loan lender |

An Online Cash Advance Or A Savings Account Both Help With Emergency Costs

Posted on June 29, 2012 by Kristy Lamar

Responsible borrowing is definitely challenging when there are bills to be paid. Finding a short-term solution like applying for an online cash advance may seem to bring some relief into your budget, but not usually for long. These types of short-term loans will need to be paid back with your next paycheck. This proves to be a struggle for many and instead of working at getting yourself out of debt, the debt continues to grow. Climbing out of debt is not easy. It is a long process which takes lots … Continue reading →

Posted in Cash Advance, Help with Debt, Money Saving Ideas | Tagged cash advance loans, online cash advance, online cash advance loans |

Online Cash Advances Or From A Credit Card?

Posted on June 27, 2012 by Kristy Lamar

How many people actually read the fine print for credit card terms and policies? Credit cards market their cash advances in similar ways as online cash advance for quick cash would approach the subject. They are both opportunities for someone to get money in a short period of time without having to drive to a “brick and mortar” location. There are some distinct differences between the two which some people find confusing and direct them in the wrong direction for their particular financial situation. Credit card cash advances: This fast … Continue reading →

Posted in Cash Advance, Help with Debt, Money Saving Ideas | Tagged Cash Advance, online cash advance, online cash advance loans |

Military Personnel Debt Is An Exception To Most Rules

Posted on June 26, 2012 by Kristy Lamar

Military personnel have the Servicemember’s Civil Relief Act (SCRA) to help protect them when debt becomes troublesome. This act is an improvement from the Soldier’s and Sailor’s Civil Relief Act (SSCRA) which helps a member of the military with debt accrued prior to being in the service. Individuals who are currently enrolled in the service do not always have the time or the resources to effectively plan to relieve themselves of debt. New debt relief benefits for members who are active in the military are: Eviction protection for those personnel … Continue reading →

Posted in Cash Advance, Help with Debt, Money Saving Ideas | Tagged cash advance loans, online cash advance, online cash advance loans, online payday loans |