Debt Settlement Program Problems

May 15, 2012 · Filed Under help with debt, money saving ideas, payday loan · Comment 

Debt settlement companies are presenting lies in their pitches to consumers.  The Federal Trade Commission (FTC) has brought suit to over a dozen debt settlement companies for such lies that prey on consumers who are searching for answers with their burdened debt.

Payday Loan Sunday Budget Tip # 11

May 13, 2012 · Filed Under help with debt, money saving ideas, payday loan · Comment 

Sunday Budget Tip # 11 from Spotya! Payday Loans to help keep your spending budget friendly.

Shop the clearance racks smartly. Many stores will put their clearance items on sale and offer coupons for an extra percentage off and during those times, it is great to go shopping. So often, items get pushed to the clearance racks in order to make room for new product delivery. Knowing when you favorite stores have their deliveries scheduled will give you an idea as to when to start looking. Save money and time when shopping smartly. Buy off season items in larger sizes for your children to grow into for the following year. When you are paying only a fraction of the cost for an item, you can pick up a thing or two for your wardrobe.

Healthy Breakfast to Go

May 12, 2012 · Filed Under help with debt, money saving ideas, payday loan · Comment 

Mornings get pretty hectic, and getting everyone out the door on time and fed can be very stressful. Buying breakfast on the way to work is just not budget friendly and if you look closely at what you buy… I bet many of you will agree that the healthy factor is missing as well. Having a good breakfast does not have to be too time consuming and can be eaten on the go for those mornings when time is running short. Payday loans are all about keeping your budget healthy and running well, and keeping you and your family healthy is important as well.

New Website

We have created a new Spotya! website. It is up and running and looking great! I never realized how much is involved with creating a website. It is a long process which takes plenty of hard work and technical knowledge. I am impressed with the programmers we are blessed to have working here. They do a great job!

I can’t wait to get home and start exploring the pages to get more familiar with it. I personally cannot win $100 a day since I am an employee, but the rest of you can. Monday through Friday, there will be winners. You can enter once per day to be in the running for that day’s winnings. Keep coming back and enter each day! Five winners each week!

Fish Tampering

May 9, 2012 · Filed Under payday loan · Comment 

We made it to the end of the food fraud series. Part 8 is dedicated to the concern with fish fraud. Besides being a tongue twister, fish fraud is about selling less expensive fillets labeled as higher priced fish. Farmed fish being sold as wild, selling a molded fish to pass off as scallops. Creative, but still fraud. The Journal of Food Sciences reports that faux fish is the top food fraud in media studies and other public records.

Sunday Budget Tip # 10

May 6, 2012 · Filed Under payday loan · Comment 

 

It is Sunday again, and we will take a break from our Food Fraud Series and focus on the tip for the week.

Tip # 10

Mother’s Day is coming soon. Most mothers would delight with any type of gift as long as it comes from the heart. You don’t need to impress your Mom with an expensive gift, but if you want to, a payday loan is a fast money option to use.

Tampered Products are not Worth Buying

May 5, 2012 · Filed Under payday loan · Comment 

This next food fraud topic is not at the top of the list, but it is still enough of a risk to share the concern. Baby formula is a common target for retail theft. The criminals often tamper with the expiration dates, or sell-by codes to add life to the product. This will give the criminal more time to pose this product as safe to buy.  A reminder from a previous post about adulterated milk or powdered milk that can be used in making formula also adds to the risk factor.

Buy Local Products

May 3, 2012 · Filed Under payday loan · Comment 

The third part of the series from Spotya!Payday Loan will address the topic of honey. The Journal of Food Sciences says honey is one of the top food fraud cases. Food Safety News tests found out last year the three quarters of the store honey does not contain pollen. The removal of pollen makes it tough for the origin of the filtered honey to be proven. The National Honey Board says that it is not against regulations to filter the honey and that the pollen gets removed as part of the process to remove other bee part particles. The concern stems from findings of a third of fake honey, imported form Asia, having shown contamination from lead and antibiotics.

A Daughter’s Cost for Prom Night

April 30, 2012 · Filed Under help with debt, money saving ideas, payday loan · Comment 

Last week, we touched base on costs that can arise for a son’s night at prom. Let’s take a look at costs that a payday loan could  help support with a daughter’s night to remember.

Pot Roast for Dinner

April 28, 2012 · Filed Under money saving ideas, payday loan · Comment 

Martha Stewart’s recipes have never failed me, so I am sharing this delicious crock pot dish that takes an inexpensive piece of meat and turn it into a wonderful meal.  These slow cookers do wonders with these kinds of meats, tenderizing and adding so much flavor as it cooks slowly all day. These types of dishes taste just as good as a leftover meal. Low budget cost with no waste.

Pot Roast Recipe

1 tbs cornstarch

2 tbs cold water

8 medium carrots, cut  in big chunks

2 medium onions – cut in big chunks

Next Page »