We are devoted to empowering you by providing useful information and valuable resources. We are passionate about sharing ways to save you money, find relief from debt, repair your credit, budget your income, work towards financial security, and even help the environment. We do not profit from the resources we provide you and 100% of any compensation that we do occasionally receive from our affiliate companies is donated to charity. Our commitment is to help you. We value your feedback and we love hearing from you, so please feel free to leave a comment when something we blog about interests you!
Debt Solution Options
If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!
There is a growing need for debt relief in our country today. Each individual is looking for answers with their own problems and concerns. Knowing what your options are and what to expect is a great way to start searching for the right answer to your money problems.
If you are in search of some quick cash to take care of an emergency cost, a cash advance is a good source of fast money. Many people are looking for larger monetary amounts or aide with debt far larger than an unexpected bill. If this is your case, begin the process by educating yourself.
Debt Settlement Program Problems
Debt settlement companies are presenting lies in their pitches to consumers. The Federal Trade Commission (FTC) has brought suit to over a dozen debt settlement companies for such lies that prey on consumers who are searching for answers with their burdened debt.
Debt Relief Scams
There are many debt relief companies out there. The consumer will need to do their own investigations in order to not be trapped by scams. Cash Advances are not affiliated with these types of programs. They are small short term loans to help with emergency costs.
Are you being offered lower payments on your loans and credit cards with a guarantee? The offer sounds so appealing to many people who are struggling to keep up with their payments. One word in this offer which should be a red flag to anyone looking for true help…”guarantee” is not a word that any debt relief company can be promising. Listening to the sales pitch will feed right into getting everything that you need and want…lower payments and freedom from debt.
Payday Loan Sunday Budget Tip # 11
Sunday Budget Tip # 11 from Spotya! Payday Loans to help keep your spending budget friendly.
Shop the clearance racks smartly. Many stores will put their clearance items on sale and offer coupons for an extra percentage off and during those times, it is great to go shopping. So often, items get pushed to the clearance racks in order to make room for new product delivery. Knowing when you favorite stores have their deliveries scheduled will give you an idea as to when to start looking. Save money and time when shopping smartly. Buy off season items in larger sizes for your children to grow into for the following year. When you are paying only a fraction of the cost for an item, you can pick up a thing or two for your wardrobe.
Healthy Breakfast to Go
Mornings get pretty hectic, and getting everyone out the door on time and fed can be very stressful. Buying breakfast on the way to work is just not budget friendly and if you look closely at what you buy… I bet many of you will agree that the healthy factor is missing as well. Having a good breakfast does not have to be too time consuming and can be eaten on the go for those mornings when time is running short. Payday loans are all about keeping your budget healthy and running well, and keeping you and your family healthy is important as well.
Trading Your Car In?
Are you ready to make that big leap and get a new car? What are you going to do with the old one? If you are going to be trading it in or selling it on your own, having it look in tip top condition will bring you higher bid for its value. Fair market price on vehicles go along with model, year and condition. Presentation is the first impression from its overall condition. A chef would tell you the same thing about food. How it looks when plated convinces plenty of taste buds before the food reaches the mouth.
New Website
We have created a new Spotya! website. It is up and running and looking great! I never realized how much is involved with creating a website. It is a long process which takes plenty of hard work and technical knowledge. I am impressed with the programmers we are blessed to have working here. They do a great job!
I can’t wait to get home and start exploring the pages to get more familiar with it. I personally cannot win $100 a day since I am an employee, but the rest of you can. Monday through Friday, there will be winners. You can enter once per day to be in the running for that day’s winnings. Keep coming back and enter each day! Five winners each week!
Fish Tampering
We made it to the end of the food fraud series. Part 8 is dedicated to the concern with fish fraud. Besides being a tongue twister, fish fraud is about selling less expensive fillets labeled as higher priced fish. Farmed fish being sold as wild, selling a molded fish to pass off as scallops. Creative, but still fraud. The Journal of Food Sciences reports that faux fish is the top food fraud in media studies and other public records.
Inspecting Packaging and Labels
We move in our food fraud series to discuss the frauds that take place in the alcohol business. It was just a few weeks ago that there was a wine dealer from New York who was arrested for allegedly trying to sell a counterfeit wine bottle as a rare bottle of wine. Most frauds with wine will buy you a cheaper vintage and be a waste of your money. The adulterated spirits tend to be more harmful. There have been reports of fake vodka that contained contaminants such as anti-freeze and other dangerous chemicals. Most tampering will be done with labels and packaging. If you know a brand’s logo and/or bottle shape but the bottle in hand just doesn’t look right, find one that does. Keep to larger retailers for your purchases and if you are involved in a private sale, inspect your bottle thoroughly or pass on the offer.
Spice Fraud
Spotya! Cash Advance brings you part 6 of the food fraud series which covers the topic of spices. One of he larger spice fraud opportunities is with expensive spices that are purchased in small amounts, such as saffron. Saffron gets used in such small doses that it is unlikely that an average person would know the difference. Other spices that are found in the top spices used in fraud are vanilla extract, Tumeric, star anise, paprika and chile powder. Some of the swaps can be dangerous. For example, Japanese star anise is toxic, and could be substituted for the Chinese version. The adulteration of spices is more normally found with reusing ones that have all ready be processed for their extracts, or using flavorless left over spices that might be used and sold as paprika, to take its place.
Follow Us!
Get Cash Now
Subscribe and Share
