Spotya! Articles
- Avoiding the "Holiday Hangover" of Credit Card Debt
As the holiday cheer fades, decorations are taken down, and the New Year begins, many Americans are faced with an unpleasant reality: holiday hangover, also known as credit card debt.
- It's Never Too Late to be Great
It's never too late to be great. As you may know already, debt messes with almost every area of our lives. It causes stress that leads to bad health and broken relationships with spouses, kids, friends and family members.
- What's the Scoop on Payday Loans
What is a payday loan? A payday loan is a loan provided until your first or second payday that rarely exceeds 30 days, in most cases not to exceed 14 days. It is a high interest loan with no credit check.
- Stop Lying To Yourself. Get Rid of Your Payday Loan
Most people have already realized that when our finances are in order, everything else around us, including our relationships, just seems so much richer. In fact, getting out of debt might just save a relationship!
- Micro Lending
Many, many thousands of people in the third world have achieved economic independence through the pioneering work of internationally revered Nobel prizewinner Muhammad Yunus.
- 5 Warning Signs of a Payday Loan Shark
At times we all fall into a predicament where we need extra money because of an unexpected emergency. Kids get sick all the time, cars break down at the worse possible time, or maybe there was a birthday that you forgot about.
- A Payday Loan: The Simplest Definition Out There
Payday loans are far from scams, in fact they are hassle free loans that are becoming highly popular due to the convenient online access.
- Knowing the Difference Between Long Term Loans and Short Term Cash Advances
From their name alone, short term cash advances and long term loans are immediately recognizable as being different—even opposite, to an extent. There are a great many differences between the two, and it’s important to understand those differences, if you’re looking at either.
- Top Dos and Don’t s for Your Cash Advance
A lot of people come across emergency situations that put them in a tight money crunch. It happens every day to normal, hard working men and women.
- Consumer Spending Habits and the Payday Loan
More consumers are turning to payday loans because of the increased cost of living not being equal to the increase rate in their paychecks. This makes it harder for people to buy everyday necessities like groceries or even put gas in their car.
- Deploy that Cash Advance Parachute and Land Safely
There are many reasons millions of people a day are using a cash advance to help get through the week. Many familiar experiences emerge when people talk about getting a cash advance — things like emergency doctor visits or a bill that has to be paid on time
- Deploy that Cash Advance Parachute and Land Safely
There are many reasons millions of people a day are using a cash advance to help get through the week.
- A Payday Loan Provider’s Most Valuable Asset
A Payday loan provider’s most valuable asset today is the trust of the consumers they serve. When shopping for a payday loan provider, many folks base their selection upon reviewing the testimonials of previously satisfied payday loan consumers.
- Direct Deposit Becoming a Prerequisite for Payday Loan Approval
When payday loans first started to emerge it was standard practice to accept a post-dated check from the consumer as payment for the loan.
- Do Payday Loan Companies Really Have Your Back?
Could these be the words of someone, a well-meaning someone at that, attempting to talk you out of a financial decision such as a Payday Loan?
- Can a Cash Advance Bring Financial Security?
The question is can a cash advance can bring you financial security? That really depends on what you mean by financial security. If you are talking about a couple weeks of financial security, then yes.
- 5 Emergencies That a Payday Loan Can Help With
Have you been in a situation where there was an emergency or an event that you didn’t want to pass up but you didn’t have the money to pay for it?
- Can a Cash Advance Bring Financial Security?
The question is can a cash advance can bring you financial security? That really depends on what you mean by financial security. If you are talking about a couple weeks of financial security, then yes.
- Payday Loan Situations — Top 5 Emergencies Requiring a Payday Loan
Have you ever been half way to work and your car stops running? How are you going to pay the towing bill? How are you going to get to work?
- A Payday Loan Isn’t a Cure-All Solution
Payday loans are so easy to get these days that you must be careful not to get in over your head. A payday loan isn’t always the right solution to your money problems.
- Cash advance suited for emergency use
“Julie” is a divorced mother of two who works 2 full time jobs to support her family. She’s had a rough “go” of it, not easy to raise a family alone, especially these days.
- payday loan professionals are people too
While browsing online for a solution to ones financial dilemma, one can easily find themselves literally overwhelmed by the sheer volume of faceless payday loan companies, each offering the “best rates”, the “quickest service”, and the “easiest application process”!
- Getting Approved: Payday Loan Requirements
Payday loans are a convenient loan source because there are a variety of payday loan companies competing to offer you ‘fast access to the cash you need’.
- Everything You Need to Know About Your Cash Advance Options
The number of cash advance applications increase daily and people are turning to these short term loans for a number of reasons. The problem is with so many options out there what should you be looking for in a cash advance company.
- Payday Loans - Good And Bad Reasons to Use a Payday Loan
How many times has this happened to you? Right when you get some extra money, or when you paid off a bill what happens…. your car needs new tires, needs an alternator, or needs new brakes. A payday loan can help.
- Avoiding the Cash Advance Addiction: Tips to Plan for a Secure Financial Future
Cash advance companies prey on the temptation of spending money before you earn it. This is the complete opposite of good financial planning.
- Governing Laws of Payday Loans
If you are considering the payday loan solution for your financial needs, researching the rules associated with one or more payday loan companies may give you a better idea of the security involved with payday loans.
- How Safe is a Payday Loan?
So, you’ve decided to get a Payday Loan, have you? It couldn’t have been an easy decision, I know! If you’ve done your homework, you already know that a Payday Loan is not the cheapest alternative to a shortage of cash, but if you’re at the point where you have no other legal lending options open to you
- How to get your payday loan cheap
If you’re looking for a Payday Loan, you don’t need to look far. If there’s not a Payday Loan provider in your immediate neighborhood, all one has to do to locate one is browse their yellow pages or access literally hundreds of providers online with a single click of their mouse.
- Bad Credit Cash Advances
“Bad Credit? No Problem!” This advertising slogan is plastered on almost every cash advance site on the web. The reason for this is… its true! That is what makes a payday loan so tempting to hundreds of people.
- Overnight Cash Advances
You’ve been there before when you are trying to figure out how you’re going to have cash in your hand tomorrow. With the evolution of technology over the years, that is now possible.
- Bad Credit, High Prices, and the Cash Advance Solution
It is easy to be manipulated into a contract that you think you can handle, for example with a two year cell phone contract. However, at any point in your contract the rates can increase dramatically… and you are trapped.
- Long Term Loans vs. Short Term Cash Advances
This issue will be debated as long as the cash advance industry exists. Advocates for short term lending argue that it is a necessity for people that do not have other means of financing. On the opposite spectrum, advocates for long term loans argue that cash advance companies are loan sharks.
- Lowly Payday Loan Lenders Looking for Litigious Loopholes
Millions of people a year receive payday loans for those times where you just don’t have enough money to get by. You as the consumer must be aware of the exact terms and conditions of the loan.
- Online Cash Advances: Convenient or Predatory?
Have you seen the number of cash advance companies that are popping up on the internet? The big question is, are these companies making a cash advance loan convenient or predatory?
- Online Payday Loan Companies: Top 5 Things to Look For
There are many, many online payday loan companies to choose from, so where does one begin when looking for a payday loan? A bad idea is to Google ‘payday loan’, then close your eyes and pick a spot on your computer screen. A good idea is to begin by understanding the payday loan process. A payday loan is a very short term loan, and almost anyone can receive a payday loan.
- Online Payday Loan Lenders vs. Walk-in Payday Loan Centers
When you are “shopping for a loan”, you initially begin with two different choices for a loan source. Choosing between these two types of lenders is very simple when you categorize your individual needs.
- Online Payday Loans — What You Absolutely Must Know About Internet Payday Loan Companies Before Taking One Out
Online payday loans are a convenient way of getting fast cash. The problem is anyone can set up a website and collect private information about you.
- Options Other than Getting a Payday Loan
Life is unexpected and rarely planned. No matter what one does to prevent it, a financial crisis can happen at any time, in the blink of an eye, literally! You’re faced with a need for a cash infusion into your failing financial situation.
- Payday Lenders Exposed — The Top 5 Tactics of Dirty Payday Loan Companies
Its bad enough you have to get a payday loan. Now you have to worry about the dirty tactics of some lenders. The payday loan industry is not always regulated by state or federal laws.
- Payday Loan Madness — Sifting Through the Junkyard of Online Payday Lenders
The number of online payday loan companies is getting bigger and bigger. The convenience and anonymity make it an attractive way to obtain quick cash. The trouble?
- Using a Cash Advance to Purchase a Used Vehicle
Does it sound crazy to use a cash advance to purchase a used vehicle? Unless you are making a ton of money in which case you wouldn’t need a cash advance, it is crazy!
- Payday Loans and Instant Wire Transfers: Waking up $1000 Richer
Payday loans are the loan solution for somebody suffering credit problems, so there is a lot of confusion about what “the catch” may be.
- Payday Loans and Instant Wire Payday Loans and the Middle Class
Easily accessible via the internet, the payday loan option has become a popular solution for urgent financial problems. Because payday loans offer sufficient cash amount (up to $1000) that will be accessible within hours… The payday loan service raises a red flag at first glance.
- Using the Up Front Approach to Your Cash Advance Payday Loan
Payday loans when used properly can be a viable solution to a variety of emergency situations. Proper use plays the most important role. Many payday loan companies offer cash advances without warning the customer of the dangers involved with revolving debt.
- Cash Advance vs. Pink Slip Loan?
You’ve just gotten the call, and now you’re in a panic. Chicken Little was right, the sky *is falling, your mom’s coming into town to pay you an unexpected week-long visit!
- Cash Advance vs. Pink Slip Loan?
You’ve just gotten the call, and now you’re in a panic. Chicken Little was right, the sky *is falling, your mom’s coming into town to pay you an unexpected week-long visit!
